its all gone pete tong

Willsnarf1983

mort1768 wrote:

On the positive side wife is talking to me again and i still havnt had a bet !!

well done

Will

ditzymuppet

"On the positive side wife is talking to me again and i still havnt had a bet !!"


that's great....keep up the good work :T

~ditzy x

lucyhalligan

if you need a phone, O2 have sim cards available, that if you top up £15 talk time a month, you get 150 off peak free mins to any network and 300 free texts.
Or top up £10 a month for just 300 free texts.
https://www.o2.co.uk for more info if it's any help

mort1768

well cant do much about my phone as i am tired in to a contract so i will just have to stop using it so much them text messages thats what does it!

Have changed my bank account nationwide were lovely people and have sorted most of my direct debit mandates.

Just a question i have changed my direct debits to my new bank do i still have to cancel them at my old bank ( told you i was thick)

Still not had a bet but my god its hard footie is so dull without money on it but i WILL be strong o and the wife only gives me my busfare to work

Willsnarf1983

mort1768 wrote:

Still not had a bet but my god its hard footie is so dull without money on it but i WILL be strong o and the wife only gives me my busfare to work

Nice one matey, and do u support a team? as u can see NAAAArwich are my team and we won this wkd woooooo


Will

Addicted2Chocolate

No not really the same. In Bankruptcy if gambling has occured after 01/04/2004 and has significantly contributed to the insolvency (ie 5K loss of £20K debts or accounts for at least 20% of debts) then the Official Receiver may report matters to the court and seek a Bankruptcy restrictions Order. The court decides whether to give a BRO, period is 3-15 years. If granted the BRO means the restrictions and duties of bankruptcy remain for as long as BRO: ie Trustee can claim property acquired afer the bankruptcy, cannot obtaine credit over £500 without disclosing BRO, cannot be inclolved in managemet of ltd company etc.
But the OR or creditors cannot 'pursue' the bankrupt for more money back just because of gambling.... the Trustee must realise all ssets in the bankruptcy irrespetive of what has caused the bankruptcy...

moneysavingplumber wrote:

It's similar, as far as I know, in bankruptcy, whereby if a creditor argues that you are in debt because of 'reckless' spending they may be able to pursue you much further than if you were the victim of 'circumstance' as such.

mort1768

well spoke to payplan today and we are doing a DMP just have to wait and see if the people i owe money to will freeze the interest on the cards and loans ect, keeping my fingers crossed.

The start of it is going to be the 9th of January 2006 which is my 36th birthday what a state to be in for an alledged grown up :mad:

o and its the champions of europe for me Liverpool :j