Why can no one be positive on this forum.

StevieJ

geoffky wrote: »

so sorry to burst your ballon but wallasey has never been cheshire....i live on the welsh/cheshire border...

OK, which county was it in before Merseyside? it certainly looks like Cheshire to me.

wolfman

!!!!!!? wrote: »

It's the only way that many can afford to get into property. It used to be that you could pick up small, not so great places for really reasonable prices.

All this talk of folks. My parents bought their first and only house in London for something silly like £30k, in a very nice part of North West London. The house needed a lot of work but still £30k! All the way back in 1980 though.

Still the salary multiplier was much more reasonable, and neither of them were in amazing jobs.

wymondham

wolfman wrote: »

All this talk of folks. My parents bought their first and only house in London for something silly like £30k, in a very nice part of North West London. The house needed a lot of work but still £30k! All the way back in 1980 though.

Still the salary multiplier was much more reasonable, and neither of them were in amazing jobs.

£30k is a lot for 1980 ... must be a nice place!!

neverdespairgirl

wymondham wrote: »

£30k is a lot for 1980 ... must be a nice place!!

In 2006, £30,000.00 from 1980 was worth:

£88,889.41 using the retail price index
£88,358.82 using the GDP deflator
£138,495.99 using the average earnings
£157,577.80 using the per capita GDP
£169,486.35 using the share of GDP

neverdespairgirl

Looking it up, Wallasey was most certainly in Cheshire:

http://www.ukbmd.org.uk/genuki/chs/parishes.html#W

• A township in Wallasey Parish, Wirral Hundred (SJ 2992). The civil parish was extended in 1912 to include Liscard and Poulton !!! Seacombe; in 1928 to include the Bidston Moss area of Bidston !!! Ford, and the whole of Moreton (near Wallasey) civil parish; and in 1933 to include most of Saughall Massie and part of Upton by Birkenhead. In 1974 Wallasey was transferred to the County of Merseyside.
• Includes the hamlet of Leasowe.
• The population was 274 in 1801, 1195 in 1851, 4169 in 1901 and 101369 in 1951.

Sapphire

lostinrates wrote: »

Pretty much everyone who deals in money will be efected by the credit crunch IMO.

If you don't have a mortgage but have a bank account your interest rates might be effected, charges may well become more common etc etc.

Agree with you – and BTW, it is 'affected', not 'effected/efected'.

JonnyBravo

!!!!!!? wrote: »

It's the only way that many can afford to get into property. It used to be that you could pick up small, not so great places for really reasonable prices.

Of course, when even a rubbish FTB rabbit hutch costs 150k or more and the steps of the ladder are getting further apart (and hence more expensive to traverse) it doesn't seem to me to be such a great idea to put yourself into penury to live in a pretty basic place.

Better to rent somewhere decent and save, save, save in the interim. Then buy when the market corrects...as us 'bears' have been saying for some time now

Not that most of those 'bulls' seem to get it - they do take talk of property prices going down awfully personally for some reason

All depends on what you think the market is going to do at the time really.


eg. If the market is coming down, as it is at the moment, then of course your strategy makes sense. If you're buying in a time when you think the market is going to rise then it makes sense to get that first smaller place and then trade later if needed.

It's just that after 15 odd years of flat/growing/strongly growing prices people are of the mindset of that era. It's not so much people are "bulls" more that it was the norm for so long and it'll take a while for people to realise there is now another strategy available to them.

lostinrates

justpurchased wrote: »

I saw a badger for the first time in ages a few weeks ago near the centre of Birmingham! For some reason you only see dead ones in the country now!

Crikey, the badgers are fit and well in the south west, dodging the farmers as best they can (allegedly). We have a few huge sets and my nearest small time race horse trainer is arm in arms because they are digging a set under his newly installed gallops and of course they can't be moved. There is a large set between me and the field I keep the neds in and they are getting almost as bold as surburban badgers, moving out of my way but not shuffling off, when I walk down when its very, very quiet. I like badgers.

justpurchased

lostinrates wrote: »

Crikey, the badgers are fit and well in the south west, dodging the farmers as best they can (allegedly). We have a few huge sets and my nearest small time race horse trainer is arm in arms because they are digging a set under his newly installed gallops and of course they can't be moved. There is a large set between me and the field I keep the neds in and they are getting almost as bold as surburban badgers, moving out of my way but not shuffling off, when I walk down when its very, very quiet. I like badgers.

They tend to be on the sides of roads, i think there may be non-official culling going on (as you say they seem to be doing well in population nowadays). Infact i see more badger "road kill" than anything else, even rabbits.

lostinrates

justpurchased wrote: »

They tend to be on the sides of roads, i think there may be non-official culling going on. infact i see more badger "road kill" than anything else, even rabbits.

You think there is a cull...I know there is :mad: Its all very heated, and for once I'm going to try and not go off topic to discuss TB in cattle....

Anyhow.....according to BBC news this morning there is a long time to go before the agriultural land drops in price......being snapped up by overseas investment still. Any more recent predictions on this anybody?