Changed mind over liability

MiniJay

I would class that roundabout as quite large... and the road I was going from/ into forms a sweeping bend, as opposed to the roundabout 'bend', so, if I note nothing to my right, and Im travelling at the legal limit, do I really have to slow down to 20 to go round, when I see people making the same manouvere at about 50mph everyday?

greco_2

There is an obvious hazard of an entrance to the roundabout to the left. Without knowing the location (apart from the photograph), I doubt that 50mph would be a safe speed to enter this roundabout.

Think yourself lucky to be alive.

tinkerbell84

MiniJay wrote: »

Am I right in saying that its pretty obvious I had been on the roundabout a considerable amount of time for him to see me, and stop, to give way. My speed was about 30/32mph and it was 3:25am, I had my headlights on, and my driving lights. The roads were very wet and it was still raining at the time.
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I missed this bit first time around.

What are 'driving lights'?

tinkerbell84

greco wrote: »

No, it doesn't. It means that the lorry driver's insurers would pay half, not all.

In any event, look at the circumstances of the accident. Minjay admits to entering a small roundabout at at least 30mph in wet conditions at night. The lorry driver has at best a view of 20 yards to his right. He didn't have much chance did he?

Sorry - been a long day.

I was somehow muddling up knock for knock and 50:50

MiniJay

tinkerbell84 wrote: »

I missed this bit first time around.

What are 'driving lights'?

They're in the position of foglights, but they are not high beam, and are of the same intensity as the headlights, as opposed to dazzling high beam fog lights.

greco_2

FWIW, stopping distance at 30mph in dry conditions is 75 feet. I revise what I said above. MinJay had no chance of stopping when presented with this hazard. What if it had been a broken down vehicle?

MiniJay

Had it been a broken down vehicle I would've seen it. A broken down vehicle would not come towards, and straight infront of you, from the left, causing you to brake, skid, and hit the side of it, and then it definantely wouldn't continue to the other side of the roundabout and then stop. As you said, you dont know the roundabout (Its in Charlton), and you can see whether or not the roundabout is clear from a considerable distance from the actual give way lines. In my situation, I noted there was nothing coming from the right, nothing on the roundabout, so I came off the brakes and proceeded at the speed I was going, noted the driver coming straight out from the left, slammed the brakes on, skid, and hit him, or as the police said in a voicemail recorded on my phone, he hit me.

DaisyFlower

tinkerbell84 wrote: »

I didn't slate you!

Just a funny car for a grandfather to have (especially with blacked out windows).

The insurance company are likely to look into it too, so you need to be prepared with answers.

I doubt it would be written off to be honest - the damage doesn't look so bad. Who is the car registered to? Is it the same person/address as the insurance?

I am thinking they will question it too. At 3.25am they may question why you had the vehicle and why it wasnt with the owner and registered address - presume you dont live with your grandfather. Cant imagine you were likely to return the vehicle that night. Also if you only use it at weekends whilst your grandfather uses in week days, the accident occured on a Thursday?

Roundabout collisions with no witnesses usually end up 50/50 in the majority of cases where its one word against another.

MiniJay

I use the car on weekends, and on my days off... I had that week off, which is why I was out late that night.

Dangermac

Sorry - been a long day.

I was somehow muddling up knock for knock and 50:50
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tinkerbell84. The knock for knock agreement was abolished over ten years ago. I would recommend that you stop providing advice over matters for which your knowledge is clearly out of date.