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Hello, Thanks, Update, Fantastic Site.

Hello,

I have posted a couple of times and had really go advice and support.
I am well into setting my DMP up with payplan.First payment is due out on the 15th of september.
I had a lot of worries and fears over certain things,but was given good advice from the site.
I was having trouble getting a basic bank account,but I ended up with 2 ( i applied to the yorkshire and Co-op at the same time and both accepted).
So could people tell me if Im doing right please:

1. New bank account set up
2. wages and priority bills changed over.
3.letters and token payments ( postal orders) sent to creditors.
4.All letters recieved from creditors,copied and sent to Payplan.
5.Scouring the old style board for tips.
6.Working out and sticking to a strict budget.
7.Wiseing up on what creditors/ bailiss/debt collection companys can do to us.

Is this the right sort of track we are on.Thankyou again for the support.

P.S. we are ready for a rough ride,we know it wont be easy,loads of calls already.The calls dont bother either of us,we just pass on the info that we are with payplan ETC.

Comments

  • Robbda
    Robbda Posts: 169 Forumite
    hey welcome!

    sounds like you are on track! post your SOA maybe the pro's on here can suggest things for cutting back freeing up more cash to pay the creditors

    also check out the post we created today - i've taken a lot away from here and if you have any tips please post! http://forums.moneysavingexpert.com/showthread.html?t=1120381
    Piggy Bank £12.....Delay repay claims for train delays £98.75! mystery shopper work £20 Quidco £9.77 You Gov £1.00
    Payment a day challenger 63 - Ebay cleared! MORTGAGE ARREARS CLEARED :T
  • mummytofour
    mummytofour Posts: 2,636 Forumite
    Perfect! Sounds good to me, well done.
    Debt free and plan on staying that way!!!!
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