Best Account for 16yo

vivaladiva

My DD needs a bank account for her EMA to go into. Can anyone recommend a particularly good young person's account?
I'd like to avoid the Halifax, I bank with them:rolleyes: and have found their service to be pants:mad:. Nationwide is out too as they don't have a branch in town.
Any suggestions gratefully received.

odd-one-out

I bank with Natwest and I find them to be pretty good. I can't say anything about their rates and all the small details but they offer good student accounts and adapt accounts with offers such as free railcard, 2 for 1 Vue cinema tickets, etc.

Lokolo

odd-one-out wrote: »

I bank with Natwest and I find them to be pretty good. I can't say anything about their rates and all the small details but they offer good student accounts and adapt accounts with offers such as free railcard, 2 for 1 Vue cinema tickets, etc.

Thats only for uni students. Not college.

I would just go for a normal bank account. HSBC give a solo card which can more or less be used anywhere and I have found their customer service and internet banking good.

Lloyds offer a VISA debit card which can be used in even more places.

skyrider007

This A&L account for young people might suit your DD's needs very well.

Earn a market-leading rate of 10.00% AER (fixed for one year) on balances up to £1,000 and 0.10% AER (variable) on balances over that amount.
Get a Visa debit card making it easy to shop online and in the high street.
Get an exclusive linked PlusSaver paying 5.25% gross each year/AER (variable) on balances up to £50,000.
You can have access to your account 24 hours a day using the internet, phone and mobile banking as well as access to any Alliance & Leicester branch. You must have internet access to see your statements.
Get a 0% EAR typical overdraft. If you use the overdraft we will charge 50p a day for up to 10 days each month, (up to £5 a month). There is a maximum overdraft limit of £2,500.
Win a day with one of two celebrities in our Celebrity Master Classes when you open or hold a Premier 21 Current Account. Visit prem21.co.uk to find out more.

http://www.alliance-leicester.co.uk/current-accounts/premier-21-account.aspx

vivaladiva

skyrider007 wrote: »

This A&L account for young people might suit your DD's needs very well.

Earn a market-leading rate of 10.00% AER (fixed for one year) on balances up to £1,000 and 0.10% AER (variable) on balances over that amount.
Get a Visa debit card making it easy to shop online and in the high street.
Get an exclusive linked PlusSaver paying 5.25% gross each year/AER (variable) on balances up to £50,000.
You can have access to your account 24 hours a day using the internet, phone and mobile banking as well as access to any Alliance & Leicester branch. You must have internet access to see your statements.
Get a 0% EAR typical overdraft. If you use the overdraft we will charge 50p a day for up to 10 days each month, (up to £5 a month). There is a maximum overdraft limit of £2,500.
Win a day with one of two celebrities in our Celebrity Master Classes when you open or hold a Premier 21 Current Account. Visit prem21.co.uk to find out more.

http://www.alliance-leicester.co.uk/current-accounts/premier-21-account.aspx

Grr I missed this one. Had to get the account sorted out today, as she starts back at school tomorrow and time will be limited. I assumed that this one would be for over 18's because of the overdraft facility. We've gone with the Abbey 8% one which was second on Moneysupermarket's list. For future reference that 8% rate is only applicable if the parent's main account is with Abbey. Moneysupermarket don't seem to mention this. I do have an account with Abbey and they seem to be no worse than other banks - well, apart from last summer's debit card debacle:rolleyes:.
Thank you to everyone for your replies.

bc3000

I'd also recommend Lloyds if there's anyone else in a similar situation. I've been with them since I was 16 and their interest rate is ok at around 3%- better than other current accounts.