I need debt help!

ilikedrawing

Hello everyone,

Ive just been reading the credit card shuffle article on the site and the balance transfer info which i understand up until a point but i am terrible as soon as any numbers are mentioned :rolleyes:

I left uni in June and have been looking for a job ever since, not a particular job just something that i can do just so i can pay my debts off and start saving. Im registered with 3 agencies and normal job hunting activities but there is a lack of jobs at the moment. The supermarkets also have nothing which is somewhere i have counted on for jobs in the past. Thats a different story anyway...

So i have a £1750 interest free graduate overdraft with HSBC, which is £1650 overdrawn at the moment. I also have a HSBC credit card which i dont use and has £0 on it.

Then i have a Virgin credit card which has £950 on it.

Im scrabbling for a job so i can start paying it all off but is there anything i can do in the meantime? Would a balance transfer be a good idea?

Thanks for reading x

latecomer

Chances of getting another credit card without any income are pretty slim.

You could try bar work if you dont mind the hours and need some cash.

ilikedrawing

I dont think ive got much of a chance in a bar, im terrible at staying awake at night and im deaf in one ear so wouldnt hear a thing with all the music and noise. :rolleyes:

But i have found a few jobs today..horaayy! Im going to apply for them tonight and tommorow, fingers crossed!