Decided to go bankrupt, really scared!

dalip

We do understand that, at this point in your journey things just go round and round in your mind. Things will eventually slot into place and start to makes sense to you,they do to us now cause we(or almost all of us)have been there.D

redfraggle76

Been to look at a house today, more than enough room for us all. Were not to sure if it's the rigght house for us though. LL wants a months rent deposit (£895) plus 1 months rent up front. Even if i cancel the mortgage payment that is due out on Monday (£780) there is no way we can raise that amount of money. He has had other people looking round aswell today.
The main reason i would like this house is because it is private rent. Ive read on here that EA will wont at least 6 months rent up front and/or a garuntor.
When i cancel the mortgage dd, we will have about 4 - 6 weeks before they start proceeding against us.
I was thinking as a stalling tactic, what if we paid SPML £200 over the phone , then do the same the next month & the next & see how long we can get away with it for?
What do you think, i know they are quick off the mark regarding missed payments, not like NR!!! Wish i had a mortgage with them!!

redfraggle76

Going to ring EA this morning regarding some house that are on right move. I'll find out then what requirements we need to have.
xx