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Defualt I need help with
fairmorn308
Posts: 1,530 Forumite
in Credit cards
can a DCA issuse a defualt on you or does it have to be the lender themself?
Also is there a way of getting this removed as it was 3rd party issusing it
Also is there a way of getting this removed as it was 3rd party issusing it
0
Comments
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Does the DCA now own the debt?
If so then they can issue a default.
The only way you MAY be able to get this removed is if they do not have a valid copy of the customer credit agreement. If they do not have this then they cannot prove they had your permission to share your details with the credit reference agencies - this would be against the Data Protection Act.After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110
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