I need a current account, but....

el_nino_5

I need a current account, but I have a bad credit score and a few defaults and ccj's, does anybody know any banks that I might be able to open a current account with please?????

Cheers

lufcgirl

Have you tried applying to Yorkshire Bank for their Readycash account?
I have a shocking credit rating (including a satisfied CCJ with them) but I explained this fully to the man and he said it was fine. They are lovely and if you are successful the card you get is a dual function Maestro (pretty similar to a normal current account, just without the cheque guarantee)

jonesMUFCforever

You may have a chance of getting a basic account if the problems you mentioned are not in any way related to fraud.

jonesMUFCforever

Alx_B wrote: »

Most (Actually I think all?) of the major banks offer a basic account of some sort or another, so it might be a case of checking out the T&Cs to which suits you best &/or looking at who has the most convenient branches/cashpoints for you.
Whether or not you get accepted by any particular bank is, as jones said, likely to depend on what exactly your CR shows against you.
Good luck!

Most (but not all) will also credit score you before opening an account for you.