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credit card use info on file???

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Comments

  • clio
    clio Posts: 3,345 Forumite
    Y/B dont you like giving me an answer nowadays are you in the huff lol \o/
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    clio wrote: »
    Y/B dont you like giving me an answer nowadays are you in the huff lol \o/
    Click the link in post #14 and see page 17.

    If you can't read pdf files, M = Minimum payment
  • System
    System Posts: 178,365 Community Admin
    10,000 Posts Photogenic Name Dropper
    Below is a screen shot from my latest online report from Equifax. There's loads of extra fields for credit card entries, but none of them seem to be being used by my lenders yet. I'm sure they'll start to soon enough.


    equifaxscreenshotfv9.th.jpg

    Regards
    UNDERGROUND :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • exel1966
    exel1966 Posts: 5,060 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Obviously this report has been generated in the past 2-3 weeks which confirms that this is a very recent change and what YB stated above.

    Looks like it applies to online and postal versions then. I await my next online report with interest. Let's hope the new boxes stay as they are, blank !
  • clio
    clio Posts: 3,345 Forumite
    If you make any payment other than the full amount would it be classed as a Min payment ie: DD for £25 plus over payment off £125 ???
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    clio wrote: »
    If you make any payment other than the full amount would it be classed as a Min payment ie: DD for £25 plus over payment off £125 ???
    No, why would it?

    You'd see £150 in the "payment amount" column and nothing in the "payment code" column.
  • clio
    clio Posts: 3,345 Forumite
    Ah oki doki MR Y-B that's ok then :)
  • System
    System Posts: 178,365 Community Admin
    10,000 Posts Photogenic Name Dropper
    I just looked at the screenshot I posted again and noticed that there is only a single box for fields like cash advances, min payment etc. Does that mean that these things will only be reported for the current month?

    UNDERGROUND :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    UNDERGROUND wrote: »
    I just looked at the screenshot I posted again and noticed that there is only a single box for fields like cash advances, min payment etc. Does that mean that these things will only be reported for the current month?
    The postal report has a last 12 month history, so presumably it'll be information as at the last statement date that is reported.
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