BR back to haunt me....help!

Michaela1980

Has anyone experienced or know what happens in this case??? Help very much appreciated


In October 2006 I left my property and started procedings for bancrupty, the house was eventually reposessed (I dont know when as I was not living there) I received letters (redirected to temporary address) from the Gas comapny saying they are going to cut off the supply, I told them I didnt live there and could not afford the bill and that I was due to become backrupt. I heard nothing more from them - my bankrupty was April 2007 and was discharged in December 2007. I have now received a letter today from WESCOT Credit Services who say they found matching data from CALLCREDIT (in my maiden name - I have been married for a year) as a possible forwarding address for me. I presume that this is my old Gas bill they are refering to and I stated this debt in my bancrupty. I am wanting to know if I am still responsible for the bill....any advice would be helpfull.

PixiePie

This is one of the type of debts that would be included in your BR and therefore you are no longer liable, it was included. If you want you can send a copy of your BR order to Westcot, but the gas debt is no longer valid, they are just trying it on, so don't worry.:)

fermi

Michaela1980 wrote: »

I am wanting to know if I am still responsible for the bill....any advice would be helpfull.

As Pixie says, you are no longer liable.

Michaela1980

Thanks for your help, I thought I had heard the last of the B word at least for 5 - 6 years - may be you woud know if this would affect my new address as this is where they sent the letter and I do not want my Husband to be jeapordised if Wescot decide to take things furthur as I know that companies like this can ?

debt_doctor

Hi,

This happened to me after I went BR. 3 BR debts 'found me' at my new address. Just gave them my BR no. and never heard anything again. Remember you are not liable for any of the normal BR debts that were due before the date of your BR, even if you didnt put them on the forms.

DD

NekoZombie

This is typical scare tactics - they probably bought the debt for a few quid and are hoping to scare you into making a payment. Even a 'small' payment like a tenner and they would be quids in!

Like everyone else says, give them your BR number and then ignore them!

RichOneday_2

To be fair, you're just one in a pile of debts purchased for pennies in the pound.
The BR info kills it stone dead.
Just thought I'd add my twopenneth just in case the previous 10 answers weren't enough. Isn't it nice when everyone agrees?

Over on the House Price forum nobody agrees - a very unsociable bunch.