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Selling car - worried

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Comments

  • Inactive
    Inactive Posts: 14,509 Forumite
    ArsenalFC wrote: »

    # Mugged to the bank? Then the buyer hold the money until they are in the bank?


    You obviously don't know how muggers work.. ;)
  • jammin_2
    jammin_2 Posts: 2,461 Forumite
    Inactive wrote: »
    You obviously don't know how muggers work.. ;)

    Obviously neither do I..

    Surely the transaction is simple (to simplify Little John's excellent scenario):
    • Buyer and seller meet.
    • Buyer inspects car.
    • Buyer and seller go to the bank.
    • Buyer deposits funds into seller's account.
    • If all's well, car is then the property of the buyer and keys are handed over.
    Now, if, during that process, buyer is mugged on the way to the bank. Well, hard luck. But it's not the seller's loss or responsibility.
  • Inactive
    Inactive Posts: 14,509 Forumite
    jammin wrote: »

    Now, if, during that process, buyer is mugged on the way to the bank. Well, hard luck. But it's not the seller's loss or responsibility.


    Potential buyer mugs seller takes keys and car, that's how muggers work.

    A case was reported in our local rag a few weeks ago.
  • jammin_2
    jammin_2 Posts: 2,461 Forumite
    Inactive wrote: »
    Potential buyer mugs seller takes keys and car, that's how muggers work.

    A case was reported in our local rag a few weeks ago.

    Ok, granted, it's not impossible for that to happen.

    But I could get mugged tonight, coming out of Tesco car park with my car keys in my hand, or any other time I happen to be in close vicinity of car, keys in hand.

    Anyone could get mugged, when selling their car privately. How is the OP's case special?
  • Inactive
    Inactive Posts: 14,509 Forumite
    It was just that the potential buyer seems to have blatantly lied to the OP about his licence going to the Passport Office that has caused me to be concerned about all of this.

    I was erring on the side of caution, due to this, thinking of all possible ways that the sellers car could be easily taken without payment being made.

    I accept that anyone could lose their vehicle easily by any determined mugger, however this is a specific car that they well be in need of.
  • don't understand the need for a driver's licence- what you need to do is to to make the payment at the bank with the person- that way (we hope) bank staff would be able to spot if it was counterfeit. Fraudsters and scammers have driving licences you know and drivers' licences are given to anyone who has passed the test (again we hope), it has nothing to do with honesty or conscience. you can have neither and still have a licence!
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