We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Statement 4days after activation of card???

I applied for Halifax CC with 0% BT for 10months.Card arrived sometime mid August but i only activated it 4 days ago (21st-Thusday) when i requested online banking as well as a BT.
Password arrived on Sat-23rd, and today- Sun i registered online to see that my next payment should be with them on the 26th (Tues) of this month.
Now, this doesnt give much time especially with Bank Holiday Monday for my payment to reach them. (takes 3-5 working days).

Can they do that, really?
Any help and info is much appreciated.
Thanks

Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Does the online area tell you the payment amount, or does it say £0.00?
  • Yorkshirboy, i see what you mean. It says minimum payment required 0.00£

    Oh, i though Im gonna lose my offer of 0% if the money doesnt reach them by the 26th. :beer:
  • surreysaver
    surreysaver Posts: 4,916 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The account would have been opened before the card was activated. The 0% period starts when the account is opened. Quite often cc companies will let you do a balance transfer before you have received (and therefore activated) the card. Activating the card is merely to prove you are in possession of it - not to open the account! Tha statement would have been sent about a month after the account was opened.
    I consider myself to be a male feminist. Is that allowed?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.