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Is this the best full and final ever
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Yeah fatbelly I've noticed a softening of late, maybe the credit crunch will do us DFW some good.Barclaycard 3800
Nothing to do but hibernate till spring
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Blinking heck thats fantastic. Well done you :TProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Fingers crossed.
Keep us posted.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Wow!!!!! Fantastic!0
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Wow! Well done. Thought my 45% was good!Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free
Mortgage free since 20140 -
Very well done, BH. Again, I hope that the wording of their acceptance is correct, and includes the words 'Your offer will be accepted in FULL AND FINAL SETTLEMENT'.
That is, probaly, even less than my creditors will have received out of my bankruptcy.
Good news indeed.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
that was me wasnt it Fatbelly???? :j how do i work out the %. balance was 11,500 and they settle for 6k, so thats bout 52%??, im no good at math,thats why im in debt!!!Who was the debt with?
I am getting the impression that there are some good F&F deals to be had at present. Another thread mentioned BLS were giving good deals on LTSB debts.
Could it be that the credit crunch has affected the market price that bad debts change hands at? Would it be worth having a sticky to compare F&F deals like the credit card board has for unofficial balance transfer offers?DFW NERD....560
:hello: hello everyone
Mai`ch a**e chwytha i fyny ai ach`n frwnt ata!!!:p0
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