What prepaid credit card?

DJames_3

Hey guys, I am 16 and have been trying to get a debit card for a while now but I am having trouble, So I want to get a prepaid card instead.

What one should I get? All the "good" ones i can find are either for over 18s or cost way too much. I only want to use it to buy games from PSN, and to buy stuff online.

skyrider007

Are you sure you really can't get a debit card? Have you tried Lloyds? Ask for a basic cash account and that comes with a Visa Debit.

I wouldn't bother with prepaid cards coz u shouldn't be paying to use your own money.

DJames_3

Ive tried getting a debit card from Natwest and a few others but they say they need my mums marriage certificate since I have a different surname, but she says she cant find it.

I do have a Cash Card with Abbey that I got when I was 13, could I get that upgraded? If so, what would I need?

dylanuk

Hi,

The extreme cred Prepaid Card is the cheapest one by far: http://www.credit-card-comparison-online.co.uk/extreme-cred/default.asp

You also only need to be 13 or over to get one.

It's got no monthly fee and purchase transactions in the UK have no fee either.

The only thing is you have to pay a fee when you top it up. Do it at the Post Office and it's just 70p flat fee. Any other way (debit / credit / pay point) is 3%.

There is a whole list of Prepaid cards in the UK here: http://www.credit-card-comparison-online.co.uk/prepaid/default.asp

zx2011

Get an UreLife card.

https://www.urelife.com/

The cards costs £12.95 + the amount you load onto it. At the moment there are no other fees for day-to-day use but there's a 50p ATM charge though. The card will last 2 years or until you're 18 if earlier when you'll need to get a new one.

zx2011

The extreme cred has Top-up fees as detailed in https://www.extremecred.com/feesummary2.php

Penny-Pincher!!

My DD is 13 and banks with Barclays. She has a Visa Debit card and has had it for 2 years.

HTH

PP
xx

shawelly

Well I got mine in February, it was a real pain to set up, and now I have received an email to tell me that for the rest of the year they have now decided to gcharged me £1 per month... this was not the deal i signed up to, surely they can't do this?