Refer to CIFAS member

Mastivision

Hello Guys please help me out regarding that, i opened a cuurent account with Alliance & Leicester and they send me check book and online banking details by post after couple of days, after few days i find out they are not sending me my debit card and closing down my account.

So i found it in my credit file that when i was doing my application i provide them my " length of residency on currenct address" 5 years and 4 months instead of giving them 4 years and 5 months, its was all mistake and now they have send my information to Fraud prevention people and i do not know what to do, it can stop me any credit in future but that was all mistake.

Please look this information and let me know your best so i can sort this out.

Entry Number: F1

Name used:

MR ALI Brown

Date of birth used:

my date of birth

Address Used:

my Address

Date information was recorded:

19/05/2008

Members Name:

A & L PLC

Members Address:

FRAUD RISK MANAGEMENT 7 SOUTH, BRIDLE ROAD, BOOTLE, GIR 0AA

Case Reference:

05724222A

Product Type:

Personal Current Account – with or without Overdraft/Debit Card

Type of Case:

Application Fraud (Facility Refused) - an application/proposal for any facility with one or more material falsehoods in the information provided - the facility was refused.

Reason for Entry:

Refer to CIFAS member

jonesMUFCforever

They would not send this to CIFAS purely on what you have written.

There must be something else which you have not told us.

Mastivision

jonesMUFCforever wrote: »

They would not send this to CIFAS purely on what you have written.

There must be something else which you have not told us.

No this is all true which i have written , after contacting Experian they said i have never missed any payments or nor any ccj or any thing , my credit file looks fine to them so they want me to contact Alliance & Leicester to discuss this.

Anyway let see what happen.

lucyyy_2

It might be that the address you have stated was at some point used for fraudulent purposes. Might not have anything to do with you but it might just be the address that has been flagged up some time in the past.

Possibilty that it was before you had moved there.

have you opened up current accounts with the same address before?

nomoneytoday

jonesMUFCforever wrote: »

They would not send this to CIFAS purely on what you have written.

There must be something else which you have not told us.

Totally agree. Was there a [STRIKE] lie [/STRIKE] mistake made with another material aspect of the application..?

nomoneytoday

Mastivision wrote: »

No this is all true which i have written , after contacting Experian they said i have never missed any payments or nor any ccj or any thing , my credit file looks fine to them so they want me to contact Alliance & Leicester to discuss this.

Anyway let see what happen.

CIFAS reports don't look at payment history or ccjs, they look at possible fraudulent attempts to get money