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First Time Buyer - Aaarrrggghhh!!
Comments
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Lol at the cutlery set and dishwasher. I am lucky yes
Wymondham - yes you are right and I am glad that I started this thread. I have a clearer idea now. But yeah - going to get these debts out the way and then review the sitation next year.... but still leaves the question kids or mortgage first?.... Du Du Duuuuuuuuuuuuuuuu
I can say without doubt kids bring a lot more happiness than a mortgage.
But are thay cheaper!!!!!:rotfl:0 -
Lol at the cutlery set and dishwasher. I am lucky yes Wymondham - yes you are right and I am glad that I started this thread. I have a clearer idea now. But yeah - going to get these debts out the way and then review the sitation next year.... but still leaves the question kids or mortgage first?.... Du Du Duuuuuuuuuuuuuuuu
I think it depends - whether you can, for certain, afford a mortgage when you are down to one income with extra expenses, for a start!...much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0 -
justpurchased wrote: »I can say without doubt kids bring a lot more happiness than a mortgage.
But are thay cheaper!!!!!:rotfl:
Doubt it, they seem to eat money (-:...much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0 -
Also, associated costs for renting (fees for credit checks etc.) are very small compared with fees for buying and selling houses (Estate Agents, solicitors, stamp duty, mortgage arrangement fees, early redemption penalties etc.).
Anway, good luck Stacie. Sounds like you are reviewing your options and doing some research which is all to the good.0 -
neverdespairgirl wrote: »I think it depends - whether you can, for certain, afford a mortgage when you are down to one income with extra expenses, for a start!
To tell you the truth there is not a great amount of difference all the extra cost (which arnt much) are off set by the complete lack of a social life and sleeping every time you get a chance. Children are not that much of a drain on resources. But if you need to look on what you are going to do after you have a child but it sounds like you have to great childminders. Sorry grandparants.
. But in all seriousness childcare can be a masive drain on your wages. 0 -
I suppose as long as we are settled in a rented property and have no debts then children wouldnt be a problem - i suppose now I wont have the head ache of house prices up, then down, interest rates up and then down!xXx0
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I suppose as long as we are settled in a rented property and have no debts then children wouldnt be a problem - i suppose now I wont have the head ache of house prices up, then down, interest rates up and then down!
Watching house prices tumble when you're on the sidelines is great passtime!!! 0 -
Watching house prices tumble when you're on the sidelines is great passtime!!!
I would agree with that if some of the people in side them were not suffering. Every repossesion as a broken person behind, some i know are greed but most are just misfortune and a lack of financial planing. I am lucky(at the moment) but as you see some on this forum are not. SO don't gloat!0 -
justpurchased wrote: »I would agree with that if some of the people in side them were not suffering. Every repossesion as a broken person behind, some i know are greed but most are just misfortune and a lack of financial planing. I am lucky(at the moment) but as you see some on this forum are not. SO don't gloat!
I'm not gloating, just saying that Stacey should enjoy her near miss, and seeing prices tumble will make this decision a clear one for her.0
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