how do you live off student loans if it all goes on rent

Oldernotwiser

asb23uk wrote: »

This is a ridiculous comment only knowing the limited detail I have gone in to about their earnings. They have made a decision to not fund my university studies be it because they cant afford to or because they don't want to, so how does that make me different to someone like yourself from a lower earning family background?? I get zero from my family just like you though you will infact have more money from loans and grants next year than i will?? Tell me why that is right? I have to work just like you if not more? I have paid for virtually everything i own for the last 8 ish years?

Children have to suffer for the decisions of their parents; it isn't for the taxpayer to pick up the pieces for this. Take your anger out on your parents, not the system!

asb23uk

melancholly wrote: »

just re-reading this and you should be aware that you sound a little spoilt - i'm sure that isn't your intention but that's how it comes across.

i think it is this comment that really got me - the fact that you choose to go out a lot and not leave money for food is your call. it is bordering on offensive to say that in your student house, with electricity, gas and running water, with a low budget due to socialising that it is 'unfair' that your food is of a third world standard.

learn to cook, learn to budget - grow up

(and that sounds a lot harsher than i intended)

I do not mean any offence by this or anything i have said, it just irks me a little that when people say they live on the very basics people say 'well its fine and expected -your a student'.

Also, I think i said (without re reading) 'I like to socialise' which doesnt mean that i do!! I go out a lot less than many people i know usually once sometimes twice a week to stop me going mad in my flat! I also happen to be a very useful cook and was considering this as a career

asb23uk

melancholly wrote: »

but you don't want a part time job as it will interfere with your party lifestyle........that's not an attitude that will get any sympathy?

yes the system is flawed and some people win while others don't do so well. but there aren't any 'losers' from the system.

I meant during the holidays, and i said i choose not to get a part time job as i have seen friends struggle with uni work when worrying about cramming in several bar shifts and i dont want to sacrifice my degree prospects.

The_One_Who

asb23uk wrote: »

This is a ridiculous comment only knowing the limited detail I have gone in to about their earnings. They have made a decision to not fund my university studies be it because they cant afford to or because they don't want to, so how does that make me different to someone like yourself from a lower earning family background?? I get zero from my family just like you though you will infact have more money from loans and grants next year than i will?? Tell me why that is right? I have to work just like you if not more? I have paid for virtually everything i own for the last 8 ish years?

I have to work, I have no choice in the matter. I would love to not work during term-time but I have to, as do many of my friends. I know it's going to affect my degree but my only other choice is to take a year out. I can't afford to go out even once a week. I only go out when it is a friend's birthday or at Christmas time. The last holiday I was on was a camping trip nearby.

The fact you get nothing from your parents is not my fault. They are on a salary almost seven times that of my parents. Having a large house and two cars is their choice. The fact is they can afford to pay at least something, but their lifestyle means they have chosen not to. My parents don't have that choice.

asb23uk

Oldernotwiser wrote: »

Your parents earn the sort of income that most people would kill for and the fact that they choose not to help you is entirely their decision. How you can be envious of fellow students from low income backgrounds beats me, as does the fact that you think that you should receive the same level of support just because your parents have priorities other than your education.

Living costs should never be the main reason for university choice but people use various criteria to narrow down their choices and this could be one of them. Your attitudes reflect your privileged background and will not be appropriate for others less fortunate.

I do not mean to criticise any student from a low income family at all, im questioning the tiered loan and bursary payouts, for example if another student was in the same boat as me but their household income was say 50k, they would receive a lot less grant than somebody with a family income of 29k?? It just seems a littled flawed if you ask me but its just my opinion and whos to say who is right.

Oldernotwiser

asb23uk wrote: »

I do not mean to criticise any student from a low income family at all, im questioning the tiered loan and bursary payouts, for example if another student was in the same boat as me but their household income was say 50k, they would receive a lot less grant than somebody with a family income of 29k?? It just seems a littled flawed if you ask me but its just my opinion and whos to say who is right.

I expect you think the fact that people with high salaries pay more income tax is unfair as well!

Many of us think that those who earn more should pay more and see that as a sign of fairness in the system. The fact that you think £29,000 is a low household income shows how spoilt and sheltered your life has been. Never mind, university should get you out of thinking like that.

asb23uk

Oldernotwiser wrote: »

I expect you think the fact that people with high salaries pay more income tax is unfair as well!

Many of us think that those who earn more should pay more and see that as a sign of fairness in the system. The fact that you think £29,000 is a low household income shows how spoilt and sheltered your life has been. Never mind, university should get you out of thinking like that.

I think with your clearly 'poor'-biased response you have made your mind up on my character and frankly wouldn't even agree with anything i say even if you thought i was right? If you re-read what I wrote I did not mention anywhere that 29k was a low income? I was using that figure as one thats below the 30k threshold for bursary payments and comparing it to someone who doesnt get any bursary payment (50k) even tho i agree that both are very good incomes. A fairness in your responses would be nice??

Rikki

melancholly wrote: »

but you don't want a part time job as it will interfere with your party lifestyle........that's not an attitude that will get any sympathy?

yes the system is flawed and some people win while others don't do so well. but there aren't any 'losers' from the system.

Part time jobs are not so easy to come by. There are a lot of students all looking for jobs at the start of every year making the competition fierce.

Rikki

Oldernotwiser wrote: »

I expect you think the fact that people with high salaries pay more income tax is unfair as well!

Many of us think that those who earn more should pay more and see that as a sign of fairness in the system. The fact that you think £29,000 is a low household income shows how spoilt and sheltered your life has been. Never mind, university should get you out of thinking like that.

Thanked you by mistake.

Are we getting a little side tracked with this.

We were offered one students situation and now seem to be judging every thing said the wrong way.

Oldernotwiser

asb23uk wrote: »

I think with your clearly 'poor'-biased response you have made your mind up on my character and frankly wouldn't even agree with anything i say even if you thought i was right? If you re-read what I wrote I did not mention anywhere that 29k was a low income? I was using that figure as one thats below the 30k threshold for bursary payments and comparing it to someone who doesnt get any bursary payment (50k) even tho i agree that both are very good incomes. A fairness in your responses would be nice??

I've made no comments on your character whatsoever; I said that your upbringing seems to have been privileged and sheltered and I stand by that.

I've never heard of the idea of being "poor biased " before; should I be on the side of the rich and privileged instead? I believe in FAIRNESS and for me that means that people from low income homes should receive more funding than those from wealthy families. Fairness for you seems to mean that all students should receive the same funding whatever their financial circumstances. Fortunately, government funding for HE has taken the same standpoint as I have for over 40 years, even in the Thatcherite era. If she didn't throw extra money at the rich you can bet your life that no other politician will do so, thank God.

Just show a little gratitude for your advantages and a little humility in your views about others less fortunate than yourself.