SOA. IPA total ?????

peachyprice

dalip wrote: »

Your i&e should read something like this.

Your income £1,740
OH contribution £175



Household bills
Rent £300
CT £115
Gas/elect £100
water £38
phone £40
tv licence £12
Food £500
Clothes £110
pets £20
house ins £20
Haircuts £40
Total £1,295- wifes contribution £175 = £1,120


Now add

Your personal expenditure
Car insur £35
Mobile £20
Petrol £150
AA £??
Child maint £200
dent/perscr/optic £30
Hol/emergency £50

Total £485


So add


Total household income =£1,915.00
houshold expenditure =£1,295
your personal exp =£ 485
surplus of £135 ,so an IPA in the region of £70

This i by no means perfect(my maths is not that good) but you should get some idea of what/how it works.

Phew anything else you have forgotton to mention;) :rotfl: :rotfl: D

We done D

So now yellow, the aim is to get the £135 surplus down to below £99, you don't have anything down for school dinners, any clubs/lessons the children have i.e. swimming/dancing - 1 each, breakdown insurance. It all adds up!

dalip

:T Thanks peachy i always value your expertise:D Hope you did not mind me asking.D