Life Finance Rip Off

suzie001

We applied for a life Finance Card some 6 months ago on MSE advice to maximise cash back. My husband got his card but I was advised that I couldn't have a card as I had no income (now I'm a mum) and therefore no credit rating. We kept asking for a card for me and last week my husband was told that as he was a valued customer, spending well and paying well on the card that they would issue me a card too. I was sent the pin number but no card. Then yesterday we received a letter saying that Life finance were withdrawing my husbands card and issuing him with a Lloyds TSB Platinum card. No reason given and no cash back on the purchasers made on the card to date. What a rip off. Can LF just terminate the contract so that they do not have to pay a cash back if the card hasn't been in action for the full year. Please can someone give me some advice on this. Many thanks.

YorkshireBoy

"We may change or withdraw CashBack Rewards and any other additional benefits or incentives at any time as long as we give you at least 7 days' written notice."

Some more information in section 11 of your T&C's.

https://lifefinance.accucard.com/shtml/3_1_tandc.html