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Help me understand APR & Fees
Comments
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I think the best thing is to just clear the balance in full each month now I have got my head round all the numbers. I, falsely, believed that by incurring interest charge on a nominal amount and clearing it the following month it would allow me to get an higher credit limit but I think I can achieve this by showing I can manage my borrowing by paying in full each month.
I just want to get to the stage where I can get a normal credit card but I can't see that happening for at least another year but hey at least I am on the way
DEBT FREE AND LOVING LIFE0 -
Woodyrocks wrote: »I think the best thing is to just clear the balance in full each month now I have got my head round all the numbers.
I would strongly recommend this course of action, if at all possible, given the high APR of 49%.0
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