Revenge! Make free cash from credit cards/MoneySavingExpert.com Discussion
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schiff wrote:If the CC companies only look at capital debt and gross annual income, how on earth do these people get new cards, let alone cards with a large enough credit limit to cope with their (obviously) massive roll-overs?
The letter should include details (and proof if necessary) of your savings, investments, and general financial status - ie, things you can't put on a standard credit card application form.0 -
YorkshireBoy wrote:By appealing their decision, whether it be a rejection or poor credit limit offered, with a well written letter.
The letter should include details (and proof if necessary) of your savings, investments, and general financial status - ie, things you can't put on a standard credit card application form.
I asked Bank of Scotland about the worthwhileness of doing this and they said their was 'no mechanism' for 'upping the limit'0 -
lipidicman wrote:I asked Bank of Scotland about the worthwhileness of doing this and they said their was 'no mechanism' for 'upping the limit'0
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Not sure if this has already been stated ... but is there a slight error in the original article?
This threw me...Ask your 0% balance transfer card to do a £3,000 balance transfer from Egg Money.
Shouldn't that read "TO Egg Money"??0 -
No, but it s tricky.
The 'Debt/balance' goes from egg money and the cash goes to egg money0 -
Actually, it is the debt which is transferred TO Egg Money. The cash then comes FROM Egg Money either to the credit card being paid off or to the bank account or wherever.
"Shouldn't that read "TO Egg Money"??"0 -
sdestinyp wrote:Actually, it is the debt which is transferred TO Egg Money. The cash then comes FROM Egg Money either to the credit card being paid off or to the bank account or wherever.
"Shouldn't that read "TO Egg Money"??"0 -
I could do with a cheap loan, and M&S 3.9% looks pretty appetising - especially as I don't have to keep shifting the debt. Has anybody BT'd this over to Egg Money, and if so, were there any complications ?0
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This may seem like a silly question, but surely the credit card company employees are reading this site, and when they do, how come they don't try and close the loopholes that allow people to stooze?
Charlie. :rolleyes:0 -
This may seem like a silly question, but surely the credit card company employees are reading this site, and when they do, how come they don't try and close the loopholes that allow people to stooze?
I expect it won't be long before they increase them again to effectively offset the savings gained by tarting soon.Conjugating the verb 'to be":
-o I am humble -o You are attention seeking -o She is Nadine Dorries0
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