Utter desperation

dopester

It seems Bernard holds the banks partially responsible for his situation as he twice uses the word "allowed" to describe the MEW-ing they did to 97% LTV.

I sort of agree. In another time maybe a bank manager would asked the reason for the equity release, cautioned him to the risk of taking on such business risks in retirement, or just plain said no.

Although even if a bank manager had advised against equity release, would Bernard have accepted some upstart no-nothing questioning his plans and trying to poison his retirement dreams. People got very confident about their plans during the past 8 years in easy credit times.

Walletwatch wrote: »

Disasters and calamities are a way of life, and it all depends on the perspective you handle them with.

Very true. And when the rough times come, it helps if you've taken a balanced approach to your commitments and put something aside, to be better protected from the heavy storms.

Wherever prosperity exists, it is natural for people to expect prosperity to continue. For this reason, much of the history of human society is a record of astonishment.

Time and again, people have marginalised their affairs, rendering themselves increasingly crisis-prone. They have gone into debt, extending their claims on resources to an extreme that could only be supported only if current conditions were sustained uninterrupted into the future. Time and again these hopes have been disappointed.

SouthCoast

btw, this is another of his scams

I do wonder if this is actually a case of the scammer being scammed.

GracieP

martinman3 wrote: »

Today's helpful hint
re: my previous post. To protect your own personal information from people like us don't use the same well known username/nickname or even full name on blogs/forums which web-bots search and end up in Google !

Though in this case, Bernard seems to want us to find it.

Were you talking about this?

http://www.penaltychargesforum.co.uk/search.php?searchid=1256997

martinman3

GracieP wrote: »

Were you talking about this?

http://www.penaltychargesforum.co.uk/search.php?searchid=1256997

Yes, you have found yet another forum site where he has posted, better to have a username like bk123 and remain anonymous. On the one I found he had listed every bank account that every family member had. I am sure that if he still had any savings or credit left he would be a target for identity fraud.

Remember that all his posts, and this thread too, will be archived indefinitely or until the blog/forum site closes down.
Please realise also that if a post in this thread mentions his surname or nickname then this thread will be found by Google using those search terms. So long as he is just referred to by his first name, and this is the case, this thread cannot easily be found.

This link is to the last thread he started
http://www.penaltychargesforum.co.uk/showthread.php?t=45668

(I don't think that your link to a search is still working)

SouthCoast

Walter Mitty:

We were told that if we moved to a four bedroom house with a big garden and paid a good rent for it, we might be told to scale down so as to allow more money for debts.

Lakey

Can anyone google and see if Bernard has bought a canoe??

FraudBuster

Official Receivers offices read these boards and will be waiting for him to arrive.

http://sports.shop.ebay.co.uk/items/Canoeing-Kayaking__Canoe_W0QQ_nkwZCanoeQQQ5ftrksidZp3913Q2ec0Q2em24QQQ5fcatrefZ1QQQ5fcatrefZ1QQ_flnZ1QQ_frdlpwlZ1QQ_sacatZ36121?_trksid=p3913.c0.m24

meester

GracieP wrote: »

Were you talking about this?

http://www.penaltychargesforum.co.uk/search.php?searchid=1256997

working link http://www.penaltychargesforum.co.uk/search.php?do=finduser&u=8347

looks like he's been doing this for a while:

#1
30-08-2006, 08:51 PM
Bernardknopp vbmenu_register("postmenu_104039", true);
members
TIN Members
Junior Member
Location: Shropshire
Age: 65
Rep Power: 0


Can someone advise how to deal with the debt when it is passed on to debt collection agency. The original company and their debt collectors keep ringing and writing. The phone calls are always from call centres - mostly in Bangalor where there is a lack of communication due to language difficulties and they don't know all the facts of the case OR nothing but computer generated format letters even when we have written to them all on several occassions.

dopester

meester wrote: »

working link http://www.penaltychargesforum.co.uk/search.php?do=finduser&u=8347

looks like he's been doing this for a while:

#1
30-08-2006, 08:51 PM
Bernardknopp vbmenu_register("postmenu_104039", true);

Another good find.

We were told that if we moved to a four bedroom house with a big garden and paid a good rent for it, we might be told to scale down so as to allow more money for debts.

Seems to me Bernard isn't overly concerned with losing their house - and is just trying to work out how hard Halifax might chase them for the balance. And as long as he has a fancy 4 bedroom house with big garden to rent from the proceeds of his pension, it looks like he will be very happy.

Austin_Allegro

I love the investigations on this thread! It's like 'New Tricks'.

Maybe you could get Dennis Waterman to 'write the feem toon, sing the feem toon...'?