Student Bank Account for Mature Student

salem64

I'm starting Uni in September as a mature student. Can anyone recommend a student account that is suitable for me please.

melancholly

it depends on what you want from the account - everything available to 'normal' students should still be available to you. there should be an updated article on the main site soon summarising them all.

Optimisticpair

Just my amateur opinion.

There are accounts that pay a small amount of interest. If you intended to go into the red and put that amount into a high interest account then maybe you could be better off with a 0% interest rate on the overdraft. I think that might damage credit rating though so I'd check on that first.

I have heard on here that if you are in overdraft it might be difficult to get the post Uni facilities from a different bank to the one you have your student account with so if after your degree you might need a large loan or overdraft I would look at what is offered on a student account for while you are at Uni and what graduate / higher-education accounts offer for after your first degree.

jackk_2

I'm a mature student, ive opened a student account at Natwest (liked the railcard and interest free OD), i did also try the Halifax but they said no.

I also have current accounts with Lloyds TSB and Halifax.

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