applying to transfer CC balance

Lily9

Hi everyone

I have finally decided to get a grip on my finances. I have about 1300 on an overdraft (not approved!) and then I have 800 on a credit card which i pay the minimum on each month.

I hope that the extra work i have done this summer will pay off the overdraft - and then I need to deal with the credit card.

Because I was living in dodgy student accommodation (as a mature student) and moving a lot all of my credit card statements are/have been sent to my best friend's address near by. Now I want to apply for a 0% transfer on the hsbc CC. Do you think it is OK to give the address that my other credit card is attached to? at the moment i have no fixed abode (things have got to get better!)

Thanks!

Lily

normanmark

Pay off the one with the highest interest first!

Lily9

thanks - yes I am paying off the overdraft as soon as i get paid for my summer work. the only thing I want to work out now is what I do about the CC? I would like to transfer the CC balance in order to buy myself some time to pay off the capital. Do you think it is OK to use the address that my credit card statements and bank statements go to at the moment (though I don't live there).

and then of course I need to get more money to get a place to live etc. :rolleyes:

Lil