living with mum - a look out my I&E poss bankruptcy

movingforward2010

dalip wrote: »

Morning

If it was me i would break down the keep to your mum as in this way you may be able to up the figures slightly.

You dont have anything for perscriptions £10 is usually allowed Do you have any pets as that is another £20 for insurance that the OR sometimes allows.D

im on antidepressants (have been for nearly 2 years) but in wales prescriptions are free, but i do spend £5 a month on Quioderm Acne cream as i get it bad on my face if i dont use it:o:o:(

dalip

wxmlad wrote: »

im on antidepressants (have been for nearly 2 years) but in wales prescriptions are free, but i do spend £5 a month on Quioderm Acne cream as i get it bad on my face if i dont use it:o:o:(

No harm in trying;) D

McKneff

am i mssing something here, your income is more than your outgoings
so you have money to spare, how can you become bankrupt.

isnt bankruptcy when your income is less than your outgoings?

like i say, i dont mean any offence, i just dont understand

movingforward2010

anniehanlon wrote: »

am i mssing something here, your income is more than your outgoings
so you have money to spare, how can you become bankrupt.

isnt bankruptcy when your income is less than your outgoings?

like i say, i dont mean any offence, i just dont understand

with my current level of debt my outgoing are more than income:

movingforward2010

updated my I & E

movingforward2010

c tax 25
rent 200
food 100
food for work 40
elec 15
oil 25
water 8
phone 8
tv licence 4
car tax 15
mot/maint 50
car ins 62
hair 10
dentist 10
opti 10
clothes (includes work) 50
petrol 160
AA 5
holiday 20
mobile 25
parking 40
882

will they check how much my mum pays in rent and council tax? cause shes just got all funny saying she doesnt want her finances interrogated!

dalip

wxmlad wrote: »

c tax 25
rent 200
food 100 Put work food together with this and up it to £170
food for work 40
elec 15£20
oil 25
water 8 £10
phone 8 £10
tv licence 4
car tax 15
mot/maint 50
car ins 62
hair 10
dentist 10
opti 10
clothes (includes work) 50 iwould risk putting this up a little more and explaining you need certain clothes for work. Try £70
petrol 160
AA 5
holiday 20
mobile 25
parking 40
882

will they check how much my mum pays in rent and council tax? cause shes just got all funny saying she doesnt want her finances interrogated!

They ususally allow £10 for perscriptions too.Thats looks better.ou are now only roughly £20 over the threshold for an IPA,on paper that is:D . If the OR agrees all those figures you are looking at an IPA of about £60 a mth.