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I think this is £40 of free money via quidco

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Comments

  • josie
    josie Posts: 3,107 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Worked fine for me. Got £80 end of June and paid back £100 in July. £70 cash back tracked , validated and paid at the beginning of August.

    Cant say the same for the rest of my validated items though :mad:

    Edit to say that yes I do get texts and emails once in a while offering more. I just ignore.

    Can I just clarify? You borrowed £80 in June, so had to pay back £100 in July, so it cost you £20 in interest, but was worth it as you got £70 cashback? So if it doesn't track, you're £20 down? Or have I misunderstood your post?
  • josie wrote: »
    Can I just clarify? You borrowed £80 in June, so had to pay back £100 in July, so it cost you £20 in interest, but was worth it as you got £70 cashback? So if it doesn't track, you're £20 down? Or have I misunderstood your post?



    That's about the size of it, yes. It's a gamble, of course, but as I've made so much cash out of Quidco I personally think it's worth having a go.
    Call me Carmine....

    HAVE YOU SEEN QUENTIN'S CASHBACK CARD??
  • loofer
    loofer Posts: 565 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    loobylou2 wrote: »
    This worked for me when I did it last month. Got 70 back via Quidco after taking out loan. No problems at all and no credit checks however they do continue to keep in touch with you afterwards offering you the opportunity to borrow more money so it would be really easy to get into debt with these people. They also have your bank details!!!!
    Do you have to play it clever with cut-off dates?
    I'm assuming you have to pay the loan back 30 days after they approve it.
    Quidco pay at the end of the month.

    So would it be wise to apply for the loan on say the 31st August, that way Quidco have untill the end of september to track and make the cashback payment?
  • josie wrote: »
    Can I just clarify? You borrowed £80 in June, so had to pay back £100 in July, so it cost you £20 in interest, but was worth it as you got £70 cashback? So if it doesn't track, you're £20 down? Or have I misunderstood your post?


    Yes it was a gamble just as 1carminestocky said but I ended up £50 better off in the end.
    :j
    May 2013 new beginnings:j
  • downs523
    downs523 Posts: 866 Forumite
    Part of the Furniture Combo Breaker
    just got accepted for the 80 quid loan, now i wait for the tracking on quidco!!!
  • downs523
    downs523 Posts: 866 Forumite
    Part of the Furniture Combo Breaker
    super_dad wrote: »
    just tracked for me...
    how the hell av u won all them competitions mate!!!! blimey
  • pixiechick99
    pixiechick99 Posts: 3,731 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hiya,
    Just a bit of advice - I want to apply for a payday loan, just for the Quidco cashback, but I don't quite earn the £750 they state you need to through full time employment. I work 25hours, so part-time and take home just under £700 but I do recieve almost £1000 in tax credits and maintenance. So could I just lump that in as income do you think? Will anyone check?!!
    Thanks;)
    I really need to sort out a new signature!
  • CherylOB
    CherylOB Posts: 125 Forumite
    They asked for a copy of my bank statement which showed my salary on it.

    Also, don't think they credit check. I'm a discharged bankrupt so don't think I'd have been accepted if they did!

    Mine tracked the day after I received the payment.

    Hope this helps.. :rolleyes:
  • pixiechick99
    pixiechick99 Posts: 3,731 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks that does help - I guess if I had to show a bank statement they'd see that my income from employment isn't over £750. Oh well....!
    I really need to sort out a new signature!
  • super_dad
    super_dad Posts: 771 Forumite
    downs523 wrote: »
    how the hell av u won all them competitions mate!!!! blimey

    all on radio competitions
    Hating Hastings Direct!
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