The 'I want it NOW!!' debt/savings thread

**Amy**

Small matter I think...lol

Ooooo how cool. What colour do you want your Mini again? Red and black? Ladybird?

x

thepinklady

Hi guys,

Amy - your idea for your furture home sounds really good, i like that idea.
It won't be too long before you get your home, time will fly by.

xx

moneymabel

Yeah i was thinking red and black but i saw so many yesterday at the mini event in so many diff colours now im confused!! Will just wait til i have the money and see what comes up i guess.

moneymabel

Yeah i thought ladybird but its a bit tame for us-we usually come up with some really strange ideas-last year we spent all year getting toy cats from charity shops and bootfairs-tied them all over the car and went as james Bond-!!!!! Galore :-)

moneymabel

I write a completely innocent word and it gets !!!!!!! Its not rude its another word for a cat lmao

**Amy**

thepinklady wrote: »

Hi guys,

Amy - your idea for your furture home sounds really good, i like that idea.
It won't be too long before you get your home, time will fly by.

xx

Awww thanks Hayley. Although I have been warned off of the shared ownership thing by about 5 people, so im looking at purchasing by myself. Which means house prices best start coming down. :rotfl:

xx

moneymabel

Whats the prob with shared ownership? i thought it sounded like a good idea?

**Amy**

That James Bond one is brilliant!! Would of loved to have seen that! :rotfl:

Ooooo different colours... i would be in my element.

moneymabel

must have spent a fortune on toy cats-that was before i found this site!! I did give them all to kids or the charity shop afterwards though so not so bad.
e really want to do a Star Trek one but cant quite work out how to make a mini into the star ship enterprise lol we've got 2 years to work it out though ;-)

**Amy**

moneymabel wrote: »

Whats the prob with shared ownership? i thought it sounded like a good idea?

Yeah it does, but then so many people have been allowed to get right through to putting in an offer, it being accepted and just waiting for the housing association to ok the house and release funds, when they are then strung along for ages, and eventually told that no funds are available.

Apparantly funds are available between April and September during the year, and if you dont get in quick then you can kiss your house goodbye.

And also loads of stories about the housing association kicking up a fuss for things like decorating etc. As the house isnt yours, its still like you're renting. They are also trying to push new builds on people rather than old houses. Which i dont want.

I will obviosuly wait until nearer the time, but at the moment, i think its looking like it will be at least 3-4 years before i can get on the housing ladder. :rolleyes: