The 'I want it NOW!!' debt/savings thread

jenjade

oh thats not to bad. were you going to pay one off first? or is there one you wan to get rid of first?

jenjade

Right i am off to bed will anyone be around tomorrow?

Night all

moneymabel

debt 1 to go first, that's from my uncle and my parents want me to pay him back first. Will go for paying that back by next Xmas but really need to save up to get extended warranty on the mini- £500 ouch! But worth it if I get any probs.

moneymabel

night Jen,will be around tomorrow I expect :-)

jenjade

Morning all how are we all today?

Well i have just looked at my money that i have saved since sept and i need £100 more to fill my isa! yeah!!

i was then thinking because i messed up with the egg account a little bit. I want to put the money in my isa in April to get the most interest and my egg won;t get any interest if i take it out before the 11th july!! so i am going to keep saving as i have £1,380 in alliance and leister which i can take out without losing the interest so i will keep saving in there till april then put it all in my isa then top up my isa in june with the egg money!! sounds like a plan.

I think i will open another egg account in april so i can save for april 2010 isa!

So the saving continues... I wonder how much i could save in my a&l account between now and april?

i have £1380. i save £25 a week there are about 15 weeks so that is (25 x 15) £375 plus 2 weeks rent break £148 then if i can make £10 a day it wil be (approx 105 days @10) £1,050 from £10 a day!

£1,380 +
£375 +
£148 +
£1,050 = £2953!! oh wow i like this

i need to concertrate on making £10 a day everyday now! ekk
back to dooyoo i think

lilmissmup

Hi Jen,

Good luck with your plans!

I been AWOL the last few days, Wednesday had work then Christmas shopping in evening, Thursday work then straight to my works xmas do then yesterday i went to work very hungover and just went to bed last night watching tv and sleeping as felt so sick still. I was sick when i got home from my do, oooppps bad rose wine!

I feel alive again today though, just! I am seeing my nieces today, haven't seen my newest niece Orla since she was 6 days old and now she is 2.5 mths! Shes gonna be so much bigger :D:D:D

I have been wrapping there pressies all morning to take to my nans for them as the live in Brighton i can't post them, got a bin bag full hope they fit it in the car with all the baby stuff!

yukkibear

Hi all, I'm feeling marginally better today but got a cuddly dd2 so no doubt she is getting something now. Hope we get rid of it all by xmas!

Hi Dawn, long time no see, enjoy your day with your niece.
Jen your figures hurt my brain lol but if anyone can do it you will. I am running low on extra ways to make money now and most of it like you said is comeing in vouchers which is nice but doesn;t help the end goal really.

MM I think you could do it too. My aim was to fill an isa next year on top of the wedding fund so not sure how I can do that but I wat to over pay the mortgage at some point but oh doesn;t want to so for now it can go to isa's instead and then I can wow him with the figures lol.

Hoping for a chilled day today and a bit of housework, maybe some present wrapping, oh at work so just me and the kids

jenjade

oh it sounds like everyone is having a nice day!!

i am running out of money making ideas... i think back to comping and e bay!!

Has completly lost vanished? she hasn't been about for a bit hope she is ok!

stacy

Morning all, i received my £100 cheque this morning from onepoll, i got picked out of the prize draw. so i am very happy this morning, this is going to pay off a chunk of one of my debts but doesnt need paying yet so will sit in the savings account for a few months first which is nice.
If you receive mostly vouchers couldnt you find someone to sell them to or does putting them up on ebay work or anything like that?!

jenjade

i might order vouchers for shops i need to buy things in anyway like boots for tolietries etc! then i can put the cash in my savings and spend the voucher!

i might go for a free xmas 2009 too

Well done on your win onepoll is so slow it is hard to get up to £40