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The 'I want it NOW!!' debt/savings thread

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Comments

  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    hi all home from work, walked the dog and been cookimng with dd made flapjack and whole meal rolls to go witht he soup i made yeasterday!! yum yum tea is sorted
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    oo organised jen I wish I was lol. I can't make flapjack properly it always turns out wrong so I juyst buy it instead lol.

    I'm cooking a cheats roast and then I think I'm going to have a soak in the bath tonight
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    was it only me who couldn;t get through the kelkoo daily click on quanti today??

    i got home today and the **** (put whatever you like there) had pulled out all the clothes i had listed on e bay and got it all dirty so i have to rewash it now!! dam thing

    dd is watching snow buddies again...
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Oh dear,

    CL I read on the Oct make £10 that you do SMSinn. Is it worth doing? If so do you get anything for referrals? Coz you can refer me if it's worth doing
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Evening all Monday is over!

    Whats SMSinn?

    Well looks like Spencer is limping a bit but is better than he was so hopefully after another day in he should be better.

    I am not going to make my NSD target this month, i am actually getting stressed out by it and me and OH got into a arguement yesterday as i wouldn't give him a £1 in Sainsburys just so i had a NSD.... 15 - 20 is a big jump, i am going to try and get as many as i can though but its starting to interfere with my life :o

    Just feel a bit bad as run the thread :(
    Now a SAHM trying to earn some spare pennies each month
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    I always forget the quanti kelkoo click. Have just done it and it worked fine
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Dawn I didn't bother after a while as trying to have nsd were worse for me than not trying if you see what I mean. Now I have loads without trying and it doesn;t stress me.

    SMsinn from what I can gather is a click site, but i want the amazon vouchers not the free texts lol
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Yeah i am just going to try and not spend a lot which is easy when you have no money, will see if someone else wants to run it next month as i have done it 2 months now and then i will just do it but for a lower total.

    Oooooo Amazon vouchers :D
    Now a SAHM trying to earn some spare pennies each month
  • Nichelette
    Nichelette Posts: 2,140 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ooh, I love flapjack Jen, or anything with oats (except porridge, I think it's the texture).

    You shouldn't feel bad lilmiss, you've still managed a lot of no spend days and it isn't worth getting stressed over :).

    I'm thinking of putting £1 a day into my ISA as I'm starting to get a bit addicted to saving. I remember being like this when I was 18, I used to do lots of overtime most months and always put the money in my ISA. I can't believe how badly I fell off the rails, I know it was my own fault but I think part of me just thought that getting into lots of debt was just something that is ineviatble when you go to uni.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Thanks Nicki, i know its not, i am just a bit stoopid and sensitive so worry what people think of me, not that it matters i don't know them :o

    Saving is addictive i agree, when i own my own home it will all be worth it :D
    Now a SAHM trying to earn some spare pennies each month
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