We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The 'I want it NOW!!' debt/savings thread

1406407409411412767

Comments

  • thepinklady
    thepinklady Posts: 1,459 Forumite
    Thanks completely lost. I understand what you mean, to be honest, at the mo i'd much rather spend my life with my cat, least they can't s**t on you, actually they probably can!!

    My OH just text me, ignoring him, but knew he'd backdown first. xx
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    oh TV has ended
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Thanks Amy. I agree, things are probably to sent to try us, but i get my fair share of crap, and its starting to take its toll now. I'm now just waiting for the next bad thing to happen to me. I can't remember the last time something good happened to me. My OH has already thought i was bad luck, i'm starting to believe him.

    Well done on the credit card btw Amy, that total looks FAB hun!!! You deserve it.

    xxx

    I know its hard Hayley, especially when everything seems to happen. But honestly I belive in a positive attitude. I know its so hard, and its easier said then done but what I try and do is take each point in turn, and think about it etc. Then i try and think past that to something good. Whether it be a holiday or a piece of cheesecake that is winking at me at home.

    We all have a lot of crap, and I dont mean this to trivualise what you are going through, but we all come out of it in the end, better for it, stronger etc.

    Maybe take some time out from dooyoo etc. and from here, and just catch up with yourself, take some time for you and what you are going through.

    Have to log off now but if you do ever want a chat x

    xxx
    Debt: just my mortgage :D
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hayley , I am so sorry to hear about your miscarriage , hun you havent given yourself chance to grieve properly- the dooyoo incident which would in a normal time just be bloody irritating has been upgraded to a massive incident because of everything else that is going on. Firstly sod dooyoo, it was a genuine mistake and if they can't see that well you have the knowledge to earn money elsewhere, you don't need them. Concentrate on yourself , forget the damn debt for a while , it's going down nicely anyway. Take time to relax make the most of your well earned holiday. OH obviously loves you coz he apologised first so if you still want to be with him you will sort things out, if not just shoot him (joke!)
    Never hesitate to post on here or pm if you need to chat, you know we won't judge. ((((hugs)))) from a huggy for you. Xx
  • thepinklady
    thepinklady Posts: 1,459 Forumite
    Thanks MM.

    xx
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    :grouphug: Dodgy hug for you Hayley.

    Im sure we all keep the major personal things to ourselves. I know i have some personal stuff kept off from here as too many people on this forum love to judge you. ( not this thread though;) ). But it is good to talk when something upsetting like that happens. Did you talk to your family/sister when it happened?

    The trip down to your sisters sounds like a good plan to de-stress.

    Rubbish news about Dooyoo...glad i never bothered joining!

    maria xx
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    my tv has sold the total price was £181 for the tv plus £20 p+p so off to the post office tomorrow!
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well done Jen!!!I'm off to bed- (((((hugs )))))) for everyone tonight
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    night mm.

    anyone left or are you all gone?
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • Nichelette
    Nichelette Posts: 2,141 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning everyone...

    I hope you feel better this morning Hayley, unfortunately in my exprience some people are disproportionally unlucky. You couldn't even invent my family's history because it seems to be consistently awful, but people do come through it. Everyone is right, I think it does make us stronger in the end.

    I got a great surprise this morning, when I logged into internet banking I had £355 in one of my accounts. My car overpayment has been refunded without them taking any interest off like I was expecting (yay). In an effort to use as much of my ISA allowence up as I can I'm not trying to pay anything off either of the overdrafts anymore. I'm putting all of my money into the ISA, I realised as I only technically have to pay £1,400 back by August which I'll easily be able to make between April & August, so I may as well make the interest on the money. It's strange but I don't feel like I'm in debt anymore, and I guess that technically as long as I'm putting the money in my ISA I'm not in so much debt as I could use the money to pay it off if I really had to, not that I want to take the money out as it's my house deposit.

    My petrol money STILL hasn't been taken. I'm starting to wonder if I've got free petrol, but I'm sure it will bite me one day soon, 12+ days to debit an account is crazy.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.