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The 'I want it NOW!!' debt/savings thread

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  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    urgh dreaded SLP lol- you should get your MBM payment next month shouldnt you?
    Also my boss was on today about a tax rebate we should get next month-something to do with the 10p tax band being scrapped and gov trying to make up for it-he said should be £60. I dont understand tax at all but i hope its true!!
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    How much extra above youre normal payments do you need to make Jen?
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    i will have £200 to pay in spet to be debt free by 1st oct. £200 divided 4 weeks is £50 a week i pay £20 a week now anyway so i need £30 a week extra. so i need £120 extra
    i might try for £10 a week on slice the pie. i have £48.50 validated ( £7.69 pending )to be paid on first sept fingers crossed. so that would be £88.50 and i should have over £50 from quidco it is marked for payent in august bet i expect it start sept. so that would be £138.50 and i needed £120 so i should be able to do it easy but you never know what will happen. i might do some e bay amazon etc we will see
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    how about you mm? are you on track how much do you need?
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Excellent jen,hope quidco etc pay out soon for you- hopefully you will win some more comps that you can sell the prizes from!!
    as for me-i've got £875 to go, hopefully £325 payment from wages this month= £550, £325 payment from end of sep's wages=£225 left . If i get most of my quidco,MBM and that tax rebate i will be able to do it by beginning of oct otherwise it will be end of october-still good though yay!!!!
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Morning All :hello:

    Wow everyone is doing so well xx

    Had a bit of an argument with my sister yesterday, but got it sorted. Was nothing major really. She is coming over tonight for a pizza and to watch a dvd. :D

    I am spending all weekend at home, im a bit skint but I am also going to spend some time with the cats. As silly as it sounds, but they have been a gits recently and i think they need a fuss.

    Have fun at the IMAX

    xxxx
    Debt: just my mortgage :D
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    that looks good mm are you planning on saving £325 a month from your wages? that is loads to be able to use out your wages! i am aiming to save at least £100 every month. i have moved £70 into my savings today from paypal i might need it for the electrianican if not i will save it for my isa. i am not sure if i will need £2,600 or a bit less as i have some money that is locked up till may this year i think i was about £1,000 which i why i need £2,600 not £3,600 but i think it will have some interest so i probably won't need that much. i want to get as much as i can by the 6th april 2009 to pay in but i am aware i have an mot and car tax in october and my hours are up for review again i could lose 4 hours a week?! fingers crossed they stay the same.

    has anyone got any plans for this weekend?
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Amy, Yeah spend some quality time with your fur babies bless them, my dog got a bit saner for a couple of days and is now back to loopy again ! Glad you and your sis have sorted things out,enjoy your dvd night!
    Hi Jen, yep thats £325 out of my wages-leaves me with about £50 after bills etc..arrgghhhh!! just want shot of this damn debt now though and then i can take it easy over xmas. Hope your money and the hours all works out ok for you.
    I have been cleaning-yuk but tonight i am going round my friends house to watch the first xfactor,i love the first ones as the auditions are soo funny but i lose interest when they get good! My other mate has written a book that me and my mate have now finished reading and we have to give her our verdict, luckily its very good!
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    oh that sound good fun reeading your mates book is she going to get it published?

    mm do you have a contack number for alliance and leister? i have applied for an account with them but there is no bank anywhere near me i could do with talking to them but they paper work has numbers i can;t use as i haven;t set up the phone banking?! if worse comes to the worse i will have an account with them for abit then change back somehow
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi jen -the only number i have is for my banking where you have to put in your id number. Just had a look on the website and this 0800 068 6069 is a number to apply for a current account-i would try ringing that and ask to be put through to someone that can help-good luck!
    I dont think my friend is aiming for it to be published but i reckon it could be with a few tweaks ,its a sort of lord of the rings/harry potter type book but with a female heroine.
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