The 'I want it NOW!!' debt/savings thread

jenjade

i had a lovley little post office on an housing estate near me bery helpful chap short ques etc BUT it is gone now!! (thanks gordon)

now i have to go down town walk for ages pay to park it is a hasstle now

jenjade

my garden shed is on e bay ends tomorrow! :j
it had bids for £30 collection only can't post is as it is 6 ft by 8 ft:rotfl:

lilmissmup

Ah thats a shame.

I wonder where MM is tonight?

EDIT: Well done on shed, do you have a new one or just not need it?

jenjade

i am buying a new smaller shed shince carbooting everythin i no longer need a huge shed getting a 4ft by 6ft shed that will fit down the side of the house out of sight

lilmissmup

More room for your little one to play then

I am well happy as i joined ING Direct savings via a referral on here and just checked the account and its gone in so thats £25 and the referrer is giving me £10 of his, yay £35 free! Not sure whether to keep in the savings once the tenner has come through or put towards loan.

jenjade

oh i could do that do you want to refer me? pm me some info if you want i will take free money

lilmissmup

The offer isn't running at the moment it ended end of August but if you want an alliance and leicester current account i can refer you to that, have to pay in £500 per month though (but you can pay in and take it out straight away)

You can earn £125 from that!

jenjade

yeah i have applied fpr an alliance and lester account for main banking for £50 cash back and they had an offer when they also pay you £50 i had a saver through quidco of £20 quidco cash i have looked at the account you put £500 in a month and i am not sure if i can keep up with everything at the monent. alliance and lester seem to have loads of money to gice away thansk anyway

jenjade

i am regretting my e bay mad challange at them moment it is great for cash but i am starting to fell a bit stressed!!
i have 8 items ending tomorrow out of the 8 items 4 have bids and will sell, 6 items to post monday from fridays sales! 2 items on buy it now so they could end anytime really and 2 items sold awaiting payment!! ahh freek out

lilmissmup

If ING do the referral thing i will let you know, i think they do it quite often and give each person 3 referrals

I think i will transfer the money into my current account once i have the extra from my referrer to go towards loan although i need to check the interest rate as website says 6.5% and my letters say 6.25%.

If its 6.5% i will use that one as my Tesco one is only 6.25%.

First thing i do once debt free though is get an ISA