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Re-Using Old credit card accounts after discharge

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  • Richard_S
    Richard_S Posts: 4,432 Forumite
    We had a credit card with a zero balance on it, and did genuinely forget about it; :rolleyes: otherwise it wouldn't have had a zero balance;:D only joking.:rolleyes:

    I only remembered about it when we got a letter saying the account had been closed because of our bankruptcy.:eek: :eek:

    Not a great deal of consistency when you read about people's different experiences.

    Richard
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Richard_S wrote: »
    We had a credit card with a zero balance on it, and did genuinely forget about it; :rolleyes: otherwise it wouldn't have had a zero balance;:D only joking.:rolleyes:

    When I got my notes for my OR meeting, it told me to 'cut up' bring all my credit cards to the meeting.

    I followed the instructions dilligently, perhaps a tad over zealously, and cut the cards into literally hundreds of pieces and emptied them out on the or's desk.

    She went absolutely ballistic - it took over ten minutes to try and put them back together - like a jigsaw - so that she could check them against the list.

    Why do they tell you to do something, and then want you to do the opposite. :confused::confused:

    Mind you - I thought it was funny. :rolleyes:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • Does a nectar card mean that Sainsbury's have opened an account with me, and should I run a credit check on them?
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Billy_Liar wrote: »
    Does a nectar card mean that Sainsbury's have opened an account with me, and should I run a credit check on them?

    Perhaps you can run one on Tesco 'Clubcard' as well, BL, sounds decidedly 'iffy' to me. :rotfl: :rotfl:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
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