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one hour to go before OR interview

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Comments

  • fatou256
    fatou256 Posts: 1,289 Forumite
    i just finished my Or interview what a relief ..... apparently i am a good candidate for early discharged and no IPA/IPO as i only work 16 hours/week ,they didn't even ask me about my income and expenditure they were just questioning some large payment etc... . they then tol dme that they will send a report to my creditor and i wil received a form to send back to them regardign my Icome and expenditure and that will be it ....

    they are very throurough they kep asking me why have u taken this loan and CC if u have no intention of repaying them ? i kept telling them because of living expenses all my wages were swalloed by charges and overdrat so i had to get them to use for food utility bill they were happy with that i think .....
    BSC number 183
  • december
    december Posts: 707 Forumite
    I'm glad it went as well as it can do. Here's to the future:beer:

    December
    BSC support number 158

    weight loss - 52lbs
  • k2nga
    k2nga Posts: 1,375 Forumite
    Part of the Furniture Combo Breaker
    yeah well done and we said it would be ok. Breathe again and start your new life.
    :cheesy: K2nga :cheesy:

    BSC Member 176
    BR 23/06/08
    ED 22/01/09
    Credit file BR fall off date: 24/06/14 :beer:
  • fatou256
    fatou256 Posts: 1,289 Forumite
    thanks it was quite intimidating i have to say
    BSC number 183
  • Nice one, :D

    I am waiting for my appt at the moment. Went BR yesterday, so I guess I am going through all of the emotions that you went through.

    Here's to a new begining.:beer:
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well done for getting through the interview Fatou. All the best for the future.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • fatou256
    fatou256 Posts: 1,289 Forumite
    yes it is relief that i will not be consider for an IPA.

    hi bubbles they are polite but very thorough i was even sur[rised when they told me they have statement for all of my bank account and so on . they even knew the date of my agreement and most of them i have lost them.

    now they just awaiting for my husband BR details. he has a lot more debt than i am.

    i though of it as abit intimidating especailly they were constantly asking me why i have you taken this loan if u knew u were not able to repay it ! i kept saying because i would not have been able to pay for housekeeping/domestic bill .
    now defeinetely will have a drink tonight .. what a relief after years of nightmare stress and harassment from DCA epecailly my dear fan club Triton,, wescott, blair olver and scott and Cabott.

    thank you again for your support
    BSC number 183
  • fatou256
    fatou256 Posts: 1,289 Forumite
    sorry being a pain again lol !

    do u know how long it takes for Barcalys to set up an a cashcard account.?

    .. i have apllied on the 20th July 2008 but ihave still not have a replied when i phone them up they told me it is being processed .... and that it.

    the co op has refused me for mo reason still waiting for ans answer to my appeal .
    BSC number 183
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