We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
"With the exception of the loan, the other debts look like they're with 'sub-prime' lenders and this might make them more cautious."
In regards to the above statement i had to go with the sub prime lender so as to allow myself build up a credit history which i have done for about A year.
I have salary of about 25k and i am thinking of closing the capital one and monument account as the rates are just to high.
loan @ £10000 balance at about £9950
credit card1 limit 1000 balance 922
capital one 200 balance at 92
barclays monument visa 250 balance at 240
next store card 600 balance £0.00
Argos card 400 owe 150
But it will depend on what your income is.
"An eye for an eye leaves the whole world blind" - Mahatma Gandhi