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Help!!! How To Appeal Cc Decline

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  • blacksta
    blacksta Posts: 919 Forumite
    "With the exception of the loan, the other debts look like they're with 'sub-prime' lenders and this might make them more cautious."

    In regards to the above statement i had to go with the sub prime lender so as to allow myself build up a credit history which i have done for about A year.
    I have salary of about 25k and i am thinking of closing the capital one and monument account as the rates are just to high.
    I owe £3233 @ 0%
  • pin
    pin Posts: 4,265 Forumite
    Part of the Furniture Combo Breaker
    blacksta wrote:
    The Funny thing i dont have that much of Credit.

    loan @ £10000 balance at about £9950
    credit card1 limit 1000 balance 922
    capital one 200 balance at 92
    barclays monument visa 250 balance at 240
    next store card 600 balance £0.00
    Argos card 400 owe 150

    But it will depend on what your income is.
    "An eye for an eye leaves the whole world blind" - Mahatma Gandhi
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