Help!!! How To Appeal Cc Decline

blacksta

"With the exception of the loan, the other debts look like they're with 'sub-prime' lenders and this might make them more cautious."

In regards to the above statement i had to go with the sub prime lender so as to allow myself build up a credit history which i have done for about A year.
I have salary of about 25k and i am thinking of closing the capital one and monument account as the rates are just to high.

pin

blacksta wrote:

The Funny thing i dont have that much of Credit.

loan @ £10000 balance at about £9950
credit card1 limit 1000 balance 922
capital one 200 balance at 92
barclays monument visa 250 balance at 240
next store card 600 balance £0.00
Argos card 400 owe 150

But it will depend on what your income is.