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A payment a day............

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  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning all,
    £7.18 to Egg today.
    Have a good Tuesday everyone.
    Jo x
  • Morning all, I've managed to save £2 from leftover bus fare change from hubby!
    Am also in the virtual queue for the morning mse posts!
    Have a good day everyone!
  • nickynoo08
    nickynoo08 Posts: 1,860 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning all added £2.30 to my jar last night and paid £2.50 to my cc this morn. I really want to start saving too, but my pAd head is saying no any spare cash must go towards my cc! The thing is our fixed rate runs out in 14months and i really want to have all my debt clear by then plus some savings incase we cant get a decent mortgage deal. I know it seems like forever away but i dont want us to be in a situation where we cant get a mortgage or have to rely on cc ever again.
    £387.39/£196.46
    Pay my debt by End of Feb 2022
    49.28% paid!

    £199.55/£500 savings by End of April 2022
    39.91% saved!

    Make £2022 in 2022 - £20
  • Morning Everyone.

    DoubleTrouble - great news about the Mortgage, we are on a fixed rate which was great when the rates went up, not so good now though!

    £9.50 to Capital One today and £4.00 to Next. If I carry on like this the Next Account will be paid off by the end of February, which is great, and I can use the cash instore rather than pay an extra third in intrest.
    Moving on up :o SPC #382 ~ £40 banked
    12k in 2016 #15. £541.91/£3000
  • Hobsch
    Hobsch Posts: 613 Forumite
    Morning all

    Just £1 towards Barclaycard today for me.

    Have a good day.
    Total Debt now £22,525.07 Start Debt £32,732.36
    £10207.29 OF DEBT PAID OFF:j 31.18%
  • Morning All,

    Have been a good girl and making my PAD to cc have also set up standing order for £10.00 a week to other credit card to try and work on that one as well.

    Can we all stop talking about custard tarts as I love them yum yum It's 9.30 in the morning and I am desperate to eat one now that can't possibly be normal....:p
    Payment a Day : Creation £1416.05 Cleared June 2017
    Capital One : £2169.37 Cleared May 2018
    M & S : £3207.29 Cleared May 2018
    First direct £4900.00 Cleared July 2018
    Next £2206 Cleared September 2018
    Capital One Platium £2800.00 Cleared November 2018
  • Morning all :hello:

    Greenbynature - I can't believe how much you've managed to save in the last week ( £44.74 ) That's brilliant :D .... A custard tart has to be the only " goody" that i can honestly say i don't like !! :D .....

    It just shows that it should be me whose called fag ash lil :rotfl: :eek: Oh and I love custard tarts there's only me and youngest DS who likes them thank god or I'd never get one! This morning I've had scrambled egg on toast bit less fattening than custard tart i think lol
    Paid £2 to kays
    Have a nice day everyone
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Tinka21
    Tinka21 Posts: 375 Forumite
    Hi everyone I have just read this thread and feel inspired to join you all, if you'll have me that is!

    I want to tackle my loan which i think has about £970 outstanding and is due to be repaid by August 09 but would love to pay it off sooner and use that money to pay something else off.
    Total Debt [STRIKE]£36323[/STRIKE] [STRIKE]Dec 2012[/STRIKE]:eek: £19000 January 2016
  • Hi Tinka21 and welcome you'll find it addictive and everyone on here is really supportive

    Can't remember who was talking about their mortgage getting reduced, mine hasn't yet :mad: I'm with natwest does anyone else have a mortgage with them and have their's been reduced yet?? I'd love it if mine went down!!!
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Welcome Tinka21 :hello:you are definitely in the right place to pay off that loan. Just check that you don't get penalised for paying it off early. If you do put the PAD into a savings a/c and pay it off in Aug but have the benefit of the interest in the meantime or even better as you mention other debts choose one of those that can be paid off without penalties preferably the one with the highest interest rate.

    £20 to HSBC CC for me today. I am celebrating a £5 scratchcard win on Virgin today so have been able to withdraw my first £10:j:j:j:j:j:j:j:j

    DTxx

    Happy Birthday Mickey Mouse 80 Today:bdaycake:
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