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A payment a day............
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Morning all
Thanks Hopeful1 and katie2407 - This is about my 4th attempt this year to stop I've managed 3 weeks at most and that was back in about March time!! It's not so much the cravings that gets me its the habit ie make a coffee have a cig, eat a meal have a cig etc (breathe have a cig :rotfl: )
Hope your doing ok paybacktime2008 - I've filled a tub with fag butts from sunday and mixed them with some water and every time I fancy a cig or even think about one I open tub and sniff _pale_ It's so disgusting makes me feel sick but it's working upto now oh and the odd choccy and erm biscuit:rolleyes: I've saved £8.51 and not smoked 35 cigs upto now according to the silkquit metre I've downloaded to my desktop it's great!!
Paid £2 to kays today
Have a nice dayDebt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
Stopped smoking 1/11/2010 - money saved so far:£5150 -
Hey everyone,
made a payment of £4.02 today to hsbc i pay extra when i can doesnt seem to be every day for me these days. wish work had overtime or i atleast need to find a weekend job so i can get my debt down esp as xmas is on its way, me and my sis are buying presents together this year so atleast that helps. even though we agreed £10 per person ive already spent atleast £20 on some people(this was before we decided to buy presents together) so i may have to try and get her to pay £10 for some people, we will see.
Have a nice dayDue to budget cuts the light at the end of the tunnel will be switched off.
Debt free Olympic challenger No.11
Paid off so far: £3274.750 -
The lovely people at A&L have just paid me my £100 for switching current accounts. So payment today £100 to Halifax OD!!! Wahey! Free Money you have to love it.LBM 10/08 £12510.74/0
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Only started this yesterday, but made a 80p payment to Next.....not a lot but would have been 80p I would not have paid if I had not joined this crusade!!! xxxxCompetition wins in 2009 - Nothing so far0
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Payment of £26.54 today - just to bring my virgin card to £1800! Yeay!
may not make any payments for next few days, depending on how much I spend on xmas pressies
Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
0 - DFD: September 1st 2023[/b]
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Hi all.
£1 for me today.
Hope everyone is doing well.Pay off all your debt by Xmas 2012Aim £8200Total so far £3700Left £45000 -
only 70p today but makes £6.70 now in my bag towards my mortgage. Things will slow down over the next 10 days as getting towads payday which means I will be skint.MAY NSD's
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Afternoon all!
Everyone is doing so well and seem so motivated today. I'm still feeling a bit annoyed about my interest rates added a few days ago :rolleyes: but upwards and onwards!!It was quite satisfying seeing 3 pages of payments coming in on my statement instead of being paid out :j
So paid another £4.69 to HSBC CC today, i still cant believe i am not missing this money! Makes me wonder what i was spending it on before? Thinking if i tighten things up a bit more could increase my payments - something to have a look into!
Hope everyone has a great day!
xBiggest Loser Weight Loss: 13 / 20 lb0 -
Wow - so excited.:j
Today I got a payment for selling on Amazon an (in my opinion - for my child) unsuitable Wii game which I replaced with another ages ago. And I'd forgotten that I'd not had the money when I drew up this month's budget so as its clearly extra I have paid it straight off the CC.
So I'm finally under £250 when I was whinging about wanting to get under £300 at the end of last month. In less than five weeks, I've paid off a whopping £102+ more than my minimum payment that I was bimbling about paying before and wasting SO much money. :T
I know its not cleared off yet (and there is another one - bigger - to clear after this although I've altered that from the minimum to a fixed slightly higher payment as per MSE suggestions) but small lap of honour is in order I feel.
The small payments I really haven't missed and the conscious decisions to spend windfall money on getting rid of this have made me very proud of myself for sticking with it.:A
Yay for me, us and this thread!LD 12.25 £1600.00/£0700.00 Fn £274.00 LTFn £525 LLTFn £300
Renewal 25 £500.00/£500.00 InsH 12.25 £600/£600.00 InsP 03.26 £150/£150.00
NPt 12.25 £150.00/£051.50 Ins/TC 02.26 £550/£470.00
YX25 £1500/£0750 FD £3600/£0600
PX25 £1500/£0625 P6m £1200/£0800 PEa £100/£0600 -
paid £5 off my choice account today, looking forward to seeing how much i can knock off before i recieve my next statement. :T :TSavings in 2019 £0
Total savings £19,1180
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