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A payment a day............

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  • Morning all

    Thanks Hopeful1 and katie2407 - This is about my 4th attempt this year to stop I've managed 3 weeks at most and that was back in about March time!! It's not so much the cravings that gets me its the habit ie make a coffee have a cig, eat a meal have a cig etc (breathe have a cig :rotfl: ) :o
    Hope your doing ok paybacktime2008 - I've filled a tub with fag butts from sunday and mixed them with some water and every time I fancy a cig or even think about one I open tub and sniff _pale_ It's so disgusting makes me feel sick but it's working upto now oh and the odd choccy and erm biscuit :o :rolleyes: I've saved £8.51 and not smoked 35 cigs upto now according to the silkquit metre I've downloaded to my desktop it's great!!
    Paid £2 to kays today
    Have a nice day
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • stacy
    stacy Posts: 660 Forumite
    Hey everyone,
    made a payment of £4.02 today to hsbc i pay extra when i can doesnt seem to be every day for me these days. wish work had overtime or i atleast need to find a weekend job so i can get my debt down esp as xmas is on its way, me and my sis are buying presents together this year so atleast that helps. even though we agreed £10 per person ive already spent atleast £20 on some people(this was before we decided to buy presents together) so i may have to try and get her to pay £10 for some people, we will see.
    Have a nice day :D
    Due to budget cuts the light at the end of the tunnel will be switched off.
    Debt free Olympic challenger No.11
    Paid off so far: £3274.75
  • The lovely people at A&L have just paid me my £100 for switching current accounts. So payment today £100 to Halifax OD!!! Wahey! Free Money you have to love it.
    LBM 10/08 £12510.74/
  • Only started this yesterday, but made a 80p payment to Next.....not a lot but would have been 80p I would not have paid if I had not joined this crusade!!! xxxx
    Competition wins in 2009 - Nothing so far :confused:
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Payment of £26.54 today - just to bring my virgin card to £1800! Yeay! :) may not make any payments for next few days, depending on how much I spend on xmas pressies
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • Hi all.

    £1 for me today.

    Hope everyone is doing well.
    Pay off all your debt by Xmas 2012
    Aim £8200
    Total so far £3700
    Left £4500
  • only 70p today but makes £6.70 now in my bag towards my mortgage. Things will slow down over the next 10 days as getting towads payday which means I will be skint.
    MAY NSD's

  • Flower08
    Flower08 Posts: 4,771 Forumite
    Afternoon all!

    Everyone is doing so well and seem so motivated today. I'm still feeling a bit annoyed about my interest rates added a few days ago :rolleyes: but upwards and onwards!! :D It was quite satisfying seeing 3 pages of payments coming in on my statement instead of being paid out :j

    So paid another £4.69 to HSBC CC today, i still cant believe i am not missing this money! Makes me wonder what i was spending it on before? Thinking if i tighten things up a bit more could increase my payments - something to have a look into! :p

    Hope everyone has a great day!

    x
    Biggest Loser Weight Loss: 13 / 20 lb
  • joeyjimbles
    joeyjimbles Posts: 2,248 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Wow - so excited.:j

    Today I got a payment for selling on Amazon an (in my opinion - for my child) unsuitable Wii game which I replaced with another ages ago. And I'd forgotten that I'd not had the money when I drew up this month's budget so as its clearly extra I have paid it straight off the CC.

    So I'm finally under £250 when I was whinging about wanting to get under £300 at the end of last month. In less than five weeks, I've paid off a whopping £102+ more than my minimum payment that I was bimbling about paying before and wasting SO much money. :T

    I know its not cleared off yet (and there is another one - bigger - to clear after this although I've altered that from the minimum to a fixed slightly higher payment as per MSE suggestions) but small lap of honour is in order I feel.

    The small payments I really haven't missed and the conscious decisions to spend windfall money on getting rid of this have made me very proud of myself for sticking with it.:A

    Yay for me, us and this thread!
    LD 12.25 £1600.00/£0700.00             Fn £274.00  LTFn £525  LLTFn £300     
    Renewal 25 £500.00/£500.00            InsH 12.25 £600/£600.00   InsP 03.26 £150/£150.00
    NPt 12.25 £150.00/£051.50               Ins/TC 02.26 £550/£470.00
    YX25 £1500/£0750                             FD £3600/£0600
    PX25 £1500/£0625                             P6m £1200/£0800  PEa £100/£060          
  • paid £5 off my choice account today, looking forward to seeing how much i can knock off before i recieve my next statement. :T :T
    Savings in 2019 £0
    Total savings £19,118
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