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baffled by home insurance quote forms

I am recently separated and the othe half dealt with all things financial

Today I got a renewal letter about the building and contents insurance

last year was £391 this year its supposed to be £511 ( no claims made)

I tried to do a quote online...it asks for value of house, then an amount for rebuilding the house, how do i know the rebuild cost? also it asks about flat roofs and the only roof thats flat is the garage does that count?

I am at a loss..I need to sort this as I am only earning minimum wage and its already a struggle...and 511 is way to high

help with questions appreciated
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