Use Cheque instead of Postal Order

CLONNEN

Buying items on Ebay from sellers who accept Cheques / Postal Orders

If the buyer has a bank account they would be better off using a chequebook instead of buying a postal order (they are expensive). If buyer has a cash only account which doesn't include a chequebook they can pop down to their local bank and get the staff to PRINT a cheque for them. The facility to print cheques is also available to those with a Savings Account only (even childrens accounts) - although banks and building societies don't exactly widely advertise the cheque print facility. It is a FREE way of using cheques without an actual chequebook.

I bank with Nationwide and when I first got my account with them I was 17 and so wasn't allowed an actual chequebook. Found the information about having a cheque printed in-branch in my FlexAccount brochure (one sentence) so I went to my local branch and asked for this service. Turned out there were NO FEES for this service whatsoever - a lot better than buying Postal Orders. All you have to do is tell them what NAME to make it payable to and HOW MUCH the cheque is for. They print it onto a cheque complete with your bank account number and sort code and a cheque number just like a chequebook cheque but Printed instead of Handwritten.

CLONNEN

I have just checked on https://www.nationwide.co.uk site and they do also offer an online version of the cheque print service. Here is the relevant section out of the Help Section :

Request a Cheque Withdrawal

If you would like to receive a cheque, drawn from your account, you can request one here. This cheque will be posted to your home address.

This transaction will be carried out within 3 working days and you will receive your cheque in about 7 working days. We may contact you to confirm this transaction.

Cheque withdrawals for less than £250 are not allowed from InvestDirect accounts. Any requests will not be processed.


Location of Cheque Withdrawal Form

Click on the name of the account from which you want the cheque.
Choose 'Other Services' from the left hand side of the screen.
Click on 'Cheque Withdrawal' in the 'Financial Transactions' section.
Complete your name.
Choose your account from the drop down list.
Tell us who you want the cheque made payable to, and
let us know the amount.
Click the 'Request Cheque' button and you cheque will be ordered.
You will receive your cheque in about 7 working days.

CLONNEN

Do any other banks / building societies offer a Cheque Print facility either in-branch or online?

CLONNEN

Abbey's website says :

On request, and subject to there being available funds in your Account, we will provide counter cheques and bankers' drafts.

CLONNEN

Barclays offer Counter Cheques (cheque book issued after 3 months) to foreigners and to people who have declared bankrupty.

Fondue_2

Bear in mind though that a printed cheque, at least in Nationwide, is cleared funds so you can't cancel it, unless you take the cheque back into the bank. Suppose that's the same with the PO though. The Nationwide in Manchester has a nifty machine that does it for you.

jonesMUFCforever

Most will be able to supply them but a lot will charge for the privelege. Expect to pay around £10 per bankers cheque.