We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
financial associations, can it affect you?
Options

monkeysnail
Posts: 66 Forumite
in Credit cards
My husband applied for a number of loans last September but got declined. So, it shows in his search file with the CRAs. He has never missed a payment, is on the electoral roll, a homeowner, etc.
If I applied for a credit card or loan in my name, will the credit searches on him have any impact on my application?
My husband has a few loans and a few credit cards. While me, I only have 1 store card, 1 credit card and 1 loan.
If I applied for a credit card or loan in my name, will the credit searches on him have any impact on my application?
My husband has a few loans and a few credit cards. While me, I only have 1 store card, 1 credit card and 1 loan.
0
Comments
-
monkeysnail wrote:If I applied for a credit card or loan in my name, will the credit searches on him have any impact on my application?
For a more detailed answer, check out the Experian booklet I recommended this afternoon. Have you downloaded it or read it online yet?0 -
Not yet. Ill try to find where it is.0
-
It sounds as if the creditcardsecrets website wasn't worth the £25 if you are having to ask these sorts of questions http://forums.moneysavingexpert.com/showthread.html?t=107263Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.4K Spending & Discounts
- 243.7K Work, Benefits & Business
- 598.5K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards