car insurance - for business use

peter_black_2

Hi, I am just starting out in self employment. Can anyone tell me if i need extra insurance if i use my own vehicle to carry merchandise to and from my unit and to customers houses, also will it be legal to take my 5 year old son along on these journeys with me?

Thanks Peter

woodys_wonders

You must advise your insurance comapny of your new occupation, that you are self employed & what you will be using the vehicle for. They will then issue correct policy change for you.

Ian_W

And it will involve an extra cost to cover business use, particularly if you are only covered for S,D & P.

Providing it's a normal passenger carrying car with proper child restraints I can't think of any reason why you can't carry your son when travelling on business.

Starting him young in the family business, eh?