Healthcare cash plans - how soon can they pay out?

bitsandpieces

I've got some dental bits and pieces coming up in mid-September, and could use some new specs. Was thinking of signing up to a healthcare cash plan. Is there a reasonably-priced plan (I'm under 30) that will pay out in that kind of time frame?

TIA.

whatatwit

Read the policy carefully, most require you to be 'dentally fit' before they will cover you.
Tesco doesn't seem to have this requirement, but there is a qualifying period, 3 months I think.

bitsandpieces

Thanks - looks like a no for now, then

Quentin

No qualifying period or dental health declaration with hsa health plan. (Pays out for dental treatment/optician/physio etc.

The only qualifying period with them on the health plan is if you claim the maternity payment. The qualifying period for that is 10 months!

bitsandpieces

Ah, thanks

*looks down* Nope, maternity isn't going to be an issue...

Quentin

They give you a free £50 Braun electric toothbrush if you sign up plus the first month is free and there's £35 cashback via quidco.

They do pay out claims very quickly.

jeppy

Dont try HSA, I submitted my claim in April, they wait approx 4 weeks before responding and then ask for more info. I have had to raise a complaint and will be contacting the financial ombudsman!