We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

ex husband going bankrupt

hi all this might be posted in the wrong place!
My ex husband and i Parted 8 years ago, we got divorced 3 years ago and i have just removed his name from the mortgage and deeds. I have been paying everything in the household since he left 8 years ago. Hes paid nothing for me or the house plus he has not paid any child support for 4 years for our son who is 9 years old. He has just informed me that he may claim bankrupcy on debts he has built up in his own name since leaving me. Estimated debt of £20,000. My property is on a DIYSO scheme so i only own a percentage of it. He has told me that the bankrupcy agency may come to me for the money he owes. I haven't got that sort of money!! HELP!!!!
born free and taxed to death

Comments

  • viktory
    viktory Posts: 7,635 Forumite
    Personally, I think it is highly unlikely that you can be held responsible for debt accrued after you separated.
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    Try posting on the debt free wannabee bankruptcy thread
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • pinkshoes
    pinkshoes Posts: 20,609 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    IF he's going bankcrupt, then I'd also put a claim in for 8 years of child support!!

    If the debt is in his own name, they won't come after you, and it's not your responsiblity.

    £20k isn't in debt enough to go bankrupt is it???
    Should've = Should HAVE (not 'of')
    Would've = Would HAVE (not 'of')

    No, I am not perfect, but yes I do judge people on their use of basic English language. If you didn't know the above, then learn it! (If English is your second language, then you are forgiven!)
  • shellsuit
    shellsuit Posts: 24,749 Forumite
    Part of the Furniture 10,000 Posts Photogenic Combo Breaker
    pinkshoes wrote: »
    IF he's going bankcrupt, then I'd also put a claim in for 8 years of child support!!

    If the debt is in his own name, they won't come after you, and it's not your responsiblity.

    £20k isn't in debt enough to go bankrupt is it???

    Yes, you can go BR with a much lower figure than that.
    Tank fly boss walk jam nitty gritty...
  • Errata
    Errata Posts: 38,230 Forumite
    10,000 Posts Combo Breaker
    Can't remember what it's called, sorry, but as part of your divorce proceedings did your solicitors do the documentation that ensures that neither of you has a financial claim on the other once the divorce is final ?
    .................:)....I'm smiling because I have no idea what's going on ...:)
  • Kimitatsu
    Kimitatsu Posts: 3,886 Forumite
    1,000 Posts Combo Breaker
    wanttosave wrote: »
    hi all this might be posted in the wrong place!
    My ex husband and i Parted 8 years ago, we got divorced 3 years ago and i have just removed his name from the mortgage and deeds. I have been paying everything in the household since he left 8 years ago. Hes paid nothing for me or the house plus he has not paid any child support for 4 years for our son who is 9 years old. He has just informed me that he may claim bankrupcy on debts he has built up in his own name since leaving me. Estimated debt of £20,000. My property is on a DIYSO scheme so i only own a percentage of it. He has told me that the bankrupcy agency may come to me for the money he owes. I haven't got that sort of money!! HELP!!!!

    Why would they come to you for the money? This is his debt obtained post divorce. The only way they could come to you for the money is if he had a mesher order on the property, which would mean that he was awarded a percentage of the property when the finances were split. If he does not have that, and it does not sound as if he does from what you have said, then he has no financial ties to you and no-one can chase you for his debts.
    Free/impartial debt advice: Consumer Credit Counselling Service (CCCS) | National Debtline | Find your local CAB
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.