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Benbens moneymaking adventure

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  • benbenandme
    benbenandme Posts: 12,363 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Found 17.46 in my paypal account, so thats on its way too, so we're now officially down to June 2029 :j :j
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1263
  • tigzem
    tigzem Posts: 2,361 Forumite
    Wow BB how do you do it??? I so need some of your oomph!!

    Sorry been having issues with ex... grrrrr

    Let me know if wanna meet one Sat with kiddies?
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
  • benbenandme
    benbenandme Posts: 12,363 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Yep Tigz that sounds good, but won't be for a bit as doctor confirmed it is chicken pox :rolleyes: :rolleyes: :D Has dd had it Tigz? Think she would have seen him before he must have picked it up but look out just in case, sorry :o:o
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1263
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Wow BenBen thats amazing, that 10 years will be gone in no time at this rate, when did you start overpaying?
    Now a SAHM trying to earn some spare pennies each month
  • benbenandme
    benbenandme Posts: 12,363 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Thanks Lilmissup :D I started saving in January 2007 before I moved house but didn't start making overpayments until just over a year ago. I know its sad but I love it, I'm rarely tempted to have a spending blitz, I'm much happier seeing another month disappear :o:D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1263
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Well if you can knock off 5 years in a 1 year that 10 years will be gone in another 2 Maybe!

    I will be debt free in 20 days and can't wait to start saving for a house deposit, i feel so guilty spending lol.
    Now a SAHM trying to earn some spare pennies each month
  • benbenandme
    benbenandme Posts: 12,363 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Oh if only !!! Unfortunately every pound I overpay is having less and less impact on the interest owed, when I first started each pound I overpaid saved me about 3 times that amount in future interest payments, now for every pound I overpay it saves me just under 2 times that amount. But it is all still saving me money and its getting me nearer that day when it will be gone for good ;):D:D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1263
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    every pound I overpay is having less and less impact on the interest owed, when I first started each pound I overpaid saved me about 3 times that amount in future interest payments, now for every pound I overpay it saves me just under 2 times that amount. ;):D:D


    I'm a bit staggered that you *know* that!

    Bye for now, benben - I'm off to see my mum and potter about for a week or so, hope the chicken pox clears up quickly.
    2023: the year I get to buy a car
  • benbenandme
    benbenandme Posts: 12,363 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Have a lovely week KC, I couldn't imagine being away from here for a week, how sad is that :o:o
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1263
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I know! I'm feeling a bit weird about it! I may have to go to an internet cafe somewhere.... :rotfl: :rotfl:
    2023: the year I get to buy a car
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