Hypno's recession busting debt diary.....

elantan

do you know hypno i havnt been on much for days and to be honest i was kinda dreading trying to catch up with your diary not that i dont like it ...infact it's the opposite i love it but it always moves so fast and i cant skip any becuase there is never any rubbish bits to skip so i have to sit down and say right hypnos diary for an hour and then take a break ( i get confused easily) ...but i am really enjoying this new squares and diving the amount to be a daily amount idea once again you come up with the goods ...i have to admit when i started the mortgage free wannabe (which i have had to come out of due to hubby's health money etc) i got my nephew to do a graph thingy for me i have the picture of my house in the back ground and a blank screen divided into squares in front so every time i pay off £1000 i clear a square and a bit of my house is revealed it reallyhelped me focus my thoughts...he was going to put it on my desk top as my picture thingy so i would see it every time i turned on my laptop

taxi73

Wow..Hypno some serious number crunching there!!! and scary numbers.

hypno06

Scary numbers indeed.....but not enough to scare me away!

El, I really wanted to do something with my dream house in the background of the grid, but my techie skills are non existant, so I ended up with a grid on a blank bit of paper

Snaggles

Hypno, if you want to send me the picture, I could have a go at it for you? Just pm me if you want to and I will give you my email address.

hypno06

Ooh, I could well take you up on that one, Snaggles! Thank you!

Snaggles

hypno06 wrote: »

Ooh, I could well take you up on that one, Snaggles! Thank you!

Well, I will pm you my email address, and if you do want me to, just email me the picture (or a link, if theres a photo online), and a brief description of what you want superimposed on it.

redsquirrel80

OK, you've distracted me from my fascinating (:rolleyes:) work now as working out how much I need per day to be debt free by 30 is so much more interesting.. just over £17 a day if my sums are right, that doesn't sound as scary as £8800 in a year and a third on my cr*ppy salary... off to draw some boxes or something in Excel now :rotfl:

pandapaws

That's a good idea Redsquirrel, though as I'm rapidly approaching 32 I'll need a different target! DH and I will both be 35 in winter 2011, so if I count from Aug 08 to Nov 11 that's 40 months. £84221/40=£2105 a month=£70 a day. That's about a third more than we pay at the moment so should be do-able.

In fact, £70 a day could be the name of my new diary (although I was getting attached to Cuthbert, but he was never going to be around for long!).

So glad I popped on this morning...off to delete poor old Cuthbert!

hypno06

See, working with statements alone is not enough when you are in it for the long haul!! You need to keep your debt exciting!

Snaggles, I have emailed you the necessary. If you can do something, then fab, but don't worry if not!

Boxes of £50 work well for me - £50 is about what OH gets paid net of tax etc for a full shift in his second job.

An ebay target of £50 for a batch of clutter is not unachievable.

Matched betting £50 profit is something that is not scary.

etc etc!

duchy

What'd be REALLY nice for the grid would be not to have the house superimposed but to have it under the squares so each time you remove a square a bit more of the house is visible (Sorry Snaggles if that's something really hard or impossible to do-just mentally mumbling aloud here)