Hypno's recession busting debt diary.....

taxi73

I hope so too..it's nice to see things coming together.

The_Dragon

hypno06 wrote: »

Morning! Well despite an early night, I am still tired.....bah! Oh well, at least I did get sleep so it is just a matter of catching up over the next few nights.

Anyway, my ebay buyer has paid, so that is another £30 in the pot, and I can post that parcel today. I do my karate admin thing this evening after work but I think I am going to tell them I cannot continue - the additional hours for the benefit I get is not a favourable ratio.....and I need to be less tired in order that I can earn "real" money!

I ran out of cat food yesterday but the cats were happy to do a bit of a "storecupboard challenge" to help me maintain my NSD - good to see they are on side in the debtbusting Today, therefore cannot be a NSD because they need food........I must be better prepared in my weekly shop!

So, today's list:

• [strike]Make list[/strike] Off to a good start
• [strike]do online banking and check against list[/strike] Done - still in surplus......just
• [strike]post ebay parcel[/strike] Done! Gave me a net profit of £27.34
• [strike]pay in client money to emergency savings[/strike] Done - ooh I have savings :rotfl:
• do karate admin - hand in "notice"
• check for mystery shopping visits available No new ones so far
• spend nothing except for cat food and ebay postage failed on this one already as spent 45p on bread pudding but have spent nothing else "extra".

Have a good day everyone x

Well done on having MSE cats as well as the mini Hypnos! It sounds as though you are doing really well Hypno - has there been an update on you sig line recently because the way you are doing I would have thought you would have cleared your £20k challenge by now!

hypno06

noooo a long long way to go before I clear £20k! Real life keeps getting in the way!

With our minimum payments each month we should automatically reduce by about £1000 a month, so £12000 a year - the rest has to come from overpayments and finding that extra £700 or so a month to overpay with is not always easy, but I am on track so far I think! (more or less!)

The_Dragon

hypno06 wrote: »

noooo a long long way to go before I clear £20k! Real life keeps getting in the way!

Drat real life! why does it have to interfere

With our minimum payments each month we should automatically reduce by about £1000 a month, so £12000 a year - the rest has to come from overpayments and finding that extra £700 or so a month to overpay with is not always easy, but I am on track so far I think! (more or less!)

Being on track it good! and lets face it even £1k a month is still pretty good going!

hypno06

I just keep thinking about the fact that if I can pay off £2000 or the best part of it a month towards debt, that means I can save £2000 a month when I am debt free.

Just how good would that be!!!!!!!

I will have my house deposit in no time!!

Mudbath

I think it will be one party on here when you get that deposit money together...you'll definitely deserve every last brick of your dream house. We're still paying the extra mortgage off (for an extension and repairs) and I keep thinking of the extra £500 we'll have a month when that's gone. Guess we'll all be meeting up on the Mortgage free board then!!! xx

hypno06

I will have a housewarming party when I eventually get there.........so stick around for an invite :rotfl:

Mudbath

Will it be an MSE housewarming....we all have to bring our own chocolate, jaffa cakes and wine and rent out floor space in the annex :rotfl: xx

hypno06

Mudbath wrote: »

Will it be an MSE housewarming....we all have to bring our own chocolate, jaffa cakes and wine and rent out floor space in the annex :rotfl: xx

You all have to book your coach/train tickets through quidco too.....and I will be feeding everyone for 50p a head with weezls latest fabby meal idea.....and while you are all here, you can help me redecorate, saving me cash on getting the house renovated......

should be fun

doodledo_2

Evening Hypno and anyone else around. Haven't posted for a few days so just caught up with your diary, it moves too fast lol

Loving the log cabin, the link is actually from a company in the next village to mine, small world eh.

How is hubbies job? Has he managed to find anything else towards his shortfall yet?

Oooooo love a housewarming I best start planting my seeds for my MSE housewarming plant gift lol