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Hypno's recession busting debt diary.....

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  • benbenandme
    benbenandme Posts: 12,347 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Well done Hypno ... reaching 0k is mammoth, but to reach it with over 3 months to spare, wow!! ;) :T :T :T
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • hypno06 wrote: »
    Payday today and I have paid my usual monthly payment plus my £60 tax refund to HSBC. That brings that card down to £712 and takes my total paid off the debt for the year to over £20,000, so I am quite pleased with that. I was hoping to pay off a little more, but couldn't squeeze it out of the budgets so this will have to do!

    :T :T :T Well Done Hypno and Family:T :T :T
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    hypno06 wrote: »
    I like raw celery but not cooked......, and like gemmzie I like most veg but not peas.....or broad beans - yuk!!

    ali, remind me not to come to your house for mexican food if you are going to try and substitute peas for avocado :eek:

    You won't be wanting the broad bean pate either then :confused:

    Well done on latest payments, you'll be under 44k by next week at this rate :T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    :oI like peas. Tho as a child I had to be forced to eat them - one for each year of my age... And I only manage to eat celery as part of a dish of crudites or as a stick while I'm cooking, its easy to get one of my 5 a day down me that way, and stops me nibbling on something chocolatey. Still can't eat it cooked, tho.

    Hypno, well done on the £20k!!!! Thats an amazing amount of money to have managed to pay off.
    2023: the year I get to buy a car
  • Well done Hypno, not only have you met your challenge but you have met it 3 mths early! So I hope you are going to treat yourself to a Latte and chocolate today? Its very well deserved
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That is really good going. Can you see a glimmer of light at the end of the tunnel? Are house prices falling in your dream area?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Celery is the food of the devil!!!!

    Everyone in our house loves it except me. I can't even stand the smell of it.
  • Never got Celery, never will! Cucumber... Now cucumber is a great source of food! :j
    :beer: Debt Free since July 2011 and it feels good! :beer:

    Now it's all about finding a deposit for a house!

    How do you amass £70k in a year?! :eek:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    You use more calories up consuming celery than the celery contains.........
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Well done on paying off 20k in 9 months Hypno - brilliant achievement x x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
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