Hypno's recession busting debt diary.....

hypno06

spam above it seems.......

anyway, have checked online banking and the only thing new is that I have been paid £5 for a mystery shop the other week......so I have transferred £5 over to HSBC.....every little helps!!

Also, despite having written twice, HMRC are still taking out National Insurance contributions for self employment when they shouldn't be! So another letter needs to be written or a phone call next week. I thought it was quite a simple matter to sort out, but obviously not.....:rolleyes:

time for one more coffee before skiing, I reckon x

Seaxwyn

Hypno you probably DO need to keep on paying those NI contributions. You can't earn anything at all self-employed if you don't pay them - so you wouldn't be able to continue doing your therapy, mystery shopping etc. Do find out - I cancelled mine once and it was a real pain having to reinstate them and pay back pay when I found out my mistake.

hypno06

But I am paying rather more than I need to. I am happy to pay the "low rate" for small self employment, but I don't really want to continue paying the higher rate that they are still paying.

Problem is I don't want to cancel my Direct Debit, because that way they won't get anything. So until they respond to my letters, I just have to keep paying what they are taking.

doodledo_2

Morning Hypno.

Not good about the sleeping. In my last job I had a stressful management job and it often kept me awake at night. Someone suggested putting a note pad by my bed so when I woke up in the bed thinking of something I could write it down on there. Believe it or not it worked as I used to be lying in bed whittling that I wouldn't remember what had woke me up in the first place lol.

Sounds like another hectic day in the world of Hypno. Have a good day.

mizmir

Starting my diary catch up so just dropping in to say hello and go! go! go! on the running! Not surprised you are tired.... But bah to lack of sleep - that is bad news .... hope it doesn't last.

ps where can I get a student who'll cook muffins??!

The_Dragon

mizmir wrote: »

Starting my diary catch up so just dropping in to say hello and go! go! go! on the running! Not surprised you are tired.... But bah to lack of sleep - that is bad news .... hope it doesn't last.

ps where can I get a student who'll cook muffins??!

Okay I am obviously tired and not with it - I just read this ps as "where can I get a stud muffin?" :eek::eek::eek:

mizmir

The_Dragon wrote: »

Okay I am obviously tired and not with it - I just read this ps as "where can I get a stud muffin?" :eek::eek::eek:

:rotfl::rotfl::rotfl::rotfl:would really need more energy then! :rotfl::rotfl::rotfl:

ps what has happened to the ROFL smilie??? Put some on that and they are not showing up!

hypno06

Stud muffins :eek: :rotfl:

Mystery shops done and now need to input them before I get confused over who served me where!!!

Smileys are not working........it's not fair!!!

mizmir

hypno06 wrote: »

Smileys are not working........it's not fair!!!

Wonder if the old fashioned sort still work? :-D

The_Dragon

mizmir wrote: »

Wonder if the old fashioned sort still work? :-D

It looks as though they work sometimes but not all the time :mad: