Hypno's recession busting debt diary.....

mizmir

hypno06 wrote: »

Still slicing the pie I tell you, I soooo deserve to be debt free :rotfl:

never a truer word spoken! Yes you do! And there will be more rejoicing in the halls of MSE over your debt free ness than anyone else's ever....

....... so get on with slicing that pie lady.....



:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

The_Dragon

hypno06 wrote: »

The other thing I am aware of is that this week I have been to the cash machine more times than I had done in the previous month.....must get out of that habit - I have signed up for the Sept NSD challenge and hope to do ok there - tomorrow can't be a NSD as I have to take kitties to the vets, but hopefully Tuesday will be the first of many NSDs....

Dr Dragon and I got into the habit of going to the cash point only once and week and making the cash LAST! Where do I sign up for the NSD challenge?

hypno06

The NSD challenge is not too far away - it has a poll attached so shouldn't be difficult to spot this month. It started in July, where I failed miserably, apart from the fact that it highlighted how much I spend unnecessarily.

In August I did much better, and it certainly helped me feel in control of the money.

This last week though, with getting things ready for back to school, and failing to do a big supermarket shop, so having done lots of smaller trips to the local shop, it has not been so good. But the good thing is that I have recognised it and am firmly back in control now.....

A matched bet cleared today - £6.61 profit -not much, but still £6.61 I didn't have earlier today.

......and I must be up to at least £1.20 on STP :T :rotfl:

doodledo_2

I know what you mean about cash I am a nightmare at the end of the month when I am trying to make things last and not do a big shop.

Have signed up for the NSD challenge for September too and I am aiming for 12.

I keep toying with the match betting but I can not get my head round it and I thought I was fairly intelligent lol

hypno06

I think the whole cash machine problem and the ease of paying by debit card is a big issue - the only way round it will be to leave all cards at home. I may try this approach for the next week at work and see how it works.......

taxi73

Hi Hypno and all..yes you do deserve to be debt free as you really work at it.Leaving all cards at home has worked for a lot of people so well worth a try and good luck with STP.Glad your student is nice as well.

Karmacat

Hi Hypno

I was really wondering earlier today about doing a mystery shop that would "only" have netted me £2.70 after transport costs - after reading how you're working on slice the pie at the moment, I'm very glad I decided to take it, and use it as a free way to get a walk in the country in a different area. Thats one way that you're an inspiration - you pay as much attention to the odd 5p earned as you do to that L&G ISA, for instance - so, thank you!

OliveOyl_2

Karmacat wrote: »

Hi Hypno

Thats one way that you're an inspiration - you pay as much attention to the odd 5p earned as you do to that L&G ISA, for instance - so, thank you!

That's so true.
Makes me wish I'd had my LBM a few years earlier, this effort with no debt would make us millionaires!

Karmacat

OliveOyl wrote: »

Makes me wish I'd had my LBM a few years earlier, this effort with no debt would make us millionaires!

And thats true too - in fact, thats how Hypno's going to get the extra deposit for her dream house, isn't it? :j

hypno06

I got up to £2.20 on STP before I had to take the children skiing. Don't really feel as though I want to log back in and carry on this evening though. Vernons has tracked on quidco so that looks good.

Now cooking a late dinner - spag bol, then an early night all round I think!

Hope you have all had a good day x